3040 PARK VALE ROAD, ST CLOUD, FL, 34771
Active149 days on marketListed Feb 24, 2026MLS #O6384218
About this home
3040 PARK VALE ROAD
Welcome to 3040 Park Vale Road, an exceptional opportunity to own a beautifully designed and thoughtfully upgraded home in the Bridgewalk community of St. Cloud, just minutes from Lake Nona and Medical City. This impressive two story residence showcases a bright, open concept layout enhanced by natural light and clean, modern finishes. Luxury vinyl flooring flows seamlessly throughout the home, adding both durability and refined style. Decorative wall panels create custom design accents that elevate the living spaces beyond standard builder finishes. The kitchen anchors the home with contemporary cabinetry, stainless steel appliances, and a spacious island that flows effortlessly into the dining and living areas, creating an inviting setting for everyday living and entertaining. Upstairs, the primary suite offers a comfortable and private retreat complete with a spacious bathroom and generous closet space. Additional bedrooms provide versatility for household members, guests, or workspace. The laundry room has been enhanced with added cabinetry for improved storage and functionality. In the garage, a professionally finished epoxy floor delivers both durability and a polished appearance. Enjoy Florida living outdoors on the paver patio, ideal for relaxing evenings or casual gatherings. The two car garage and well maintained exterior contribute to the home’s strong curb appeal. Bridgewalk residents have access to community amenities that may include a clubhouse, fitness center, pool, tennis courts, playground, and walking trails. Conveniently located near major highways, Orlando International Airport, shopping, dining, and zoned for Osceola County public schools. Buyers are encouraged to independently verify all measurements, HOA information, community features, restrictions, and school zoning. Discover the space, upgrades, and location that set this home apart. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,795
Sqft
0.11 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,722 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,722/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
Days on market
149 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3040 PARK VALE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3040 PARK VALE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3040 PARK VALE ROAD FAQs
What would the monthly payment be for 3040 PARK VALE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,722/mo — principal and interest, the actual property-tax bill, the $152/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3040 PARK VALE ROAD?+
The association fee works out to $152 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3040 PARK VALE ROAD?+
The most recent tax bill on record (2025) was $7,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3040 PARK VALE ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $434,900, this home is listed about 2% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3040 PARK VALE ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of FLORIDA REALTY INVESTMENTS · Natsue Siqueira. MLS #O6384218.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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