Eric Chery
$254,900$269,9003 bd2.5 ba1,947 sqft$131 /sqft$2,320 /mo all-in ↓

3804 NE 17TH STREET, OCALA, FL, 34470

Active173 days on marketListed Feb 13, 2026MLS #O6382605

Reduced $15KTownhouseFOX MEADOW

About this home

3804 NE 17TH STREET

Welcome to this beautifully updated home, located in the desirable Fox Meadow community. This move-in ready residence features three bedrooms, two and a half bathrooms, and abundance storage throughout; all with no carpeting, enhancing a crisp, clean and open feel. Upon entry, the bright and inviting living room greets with cathedral ceilings, a charming wood-burning fireplace, and wood flooring that flows throughout the main living areas. The recently renovated kitchen is a true highlight, showcasing custom shaker-style cabinetry, gleaming quartz countertops, and stainless-steel appliances. A cozy breakfast nook with built-in desk provides a perfect place for casual dining, while the separate dining area and additional bonus room gives an ideal setting for entertaining guests. The kitchen is both functional and stylish, with generous counter space and modern amenities. All kitchen appliances, as well as the washer and dryer, are included. The spacious primary bedroom, conveniently located on the first floor, includes a large walk-in closet, a generous vanity area, and an en-suite bathroom. Sliding glass doors open to the private, screened-in Florida room, offering a peaceful retreat within the home. This tranquil enclosed space extends the living area and provides the perfect environment to enjoy Florida's year-round pleasant weather. Additional features of this home include a laundry area located in the attached garage, a new roof installed in 2023, as well as gated front and rear courtyards that enhance privacy. The HOA covers yard maintenance, irrigation, and exterior painting, allowing more time to enjoy the community amenities, including a sparkling pool and pavilion just steps from the back gate. Please note, Fox Meadow is an owner-occupied community with no rental properties allowed, further enhancing its charm and close-knit atmosphere. With its low-maintenance lifestyle and prime location, this home offers unparalleled convenience and comfort, just minutes from shopping, dining, healthcare, and downtown.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,947

Sqft

0.05 ac

Lot size

1

Garage

1982

Year built

Two

Levels

$131

Per sqft

FireplacePets allowed

Inside

FlooringTile · Vinyl · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco · Wood Frame
FoundationSlab
FacesNortheast
ExteriorCourtyard · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$200/mo
Taxes (2025)$4,161/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityDeed Restrictions · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,320 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property tax — 2025 actual bill$347
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,922Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,922
Interest rate6.00%
Loan term

Estimated payment

$2,320/mo

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property taxes (actual bill)$347
HOA / condo fee$200
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $255K
$229KedgeAI estimate $243,089 · range $238K$255K$265K

vs edgeAI estimate

+4.9%

$/sqft vs Ocala actives

$131 vs $187

Days on market

173 vs 49 typical

Where $131/sqft sits among the 400 Ocala actives

164 · this home
162
35
8
9
22
$127–178$178–229$229–281$281–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 3804 NE 17TH STREET

Get to know Ocala. See the full Ocala guide →

OCALA 34470 — neighborhood snapshot

Population

21,521

Median age

40.1

Median income

$49,592

Median home value

$171,500

Avg household

2.29

Households w/ children

2,267

For the school run

Marion County School District

ElementaryWard-Highlands Elementary School★★★★
MiddleFort King Middle School★★★★
HighVanguard High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

163 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the OCALA 34470 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $254,900 $15K
Feb 13, 2026Listed at $269,900 · 173 days on market since
1982Built · FOX MEADOW

Reality check

What actually sold near 3804 NE 17TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3616 NE 17TH LANESold · Sep ’25

$199,000

3616 NE 17TH LANE · same community

2 bd · 2 ba · 1,396 sqft · $143/sqft · 133 DOM

3808 NE 17TH STREETSold · Feb ’26

$204,900

3808 NE 17TH STREET · same community

2 bd · 2 ba · 1,377 sqft · $149/sqft · 70 DOM

3704 NE 17TH STREETSold · Apr ’26

$184,000

3704 NE 17TH STREET · same community

2 bd · 2 ba · 1,374 sqft · $134/sqft · 211 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3804 NE 17TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3804 NE 17TH STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3804 NE 17TH STREET FAQs

What would the monthly payment be for 3804 NE 17TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,320/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3804 NE 17TH STREET?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3804 NE 17TH STREET?+

The most recent tax bill on record (2025) was $4,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3804 NE 17TH STREET?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $254,900, this home is listed about 15% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3804 NE 17TH STREET?+

Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$254,900 runs 16% above the OCALA 34470 median.

02Time on market is leverage

173 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $269,900, now $254,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BE3 · Cheryl Roda-Wu. MLS #O6382605.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3804 NE 17TH STREET, OCALA, FL — 3 Bed, 2.5 Bath — $254,900 | CENTURY 21 Edge