25 VIP ISLAND, GRANT, FL, 32949
Active178 days on marketListed Jan 27, 2026MLS #O6377271
About this home
25 VIP ISLAND
Welcome to this beautifully remodeled riverfront home on VIP Island (Grant Farm Island) in Grant, set on the Indian River. Nearly everything has been updated inside and out—including a brand-new dock with low-maintenance composite decking. Soak in sunset views from the oversized porch, then head down to the dock for boating, fishing, or just unwinding by the water. The layout is a true split plan with flexible living space on both levels. Downstairs features a full second living area with a kitchenette, dining space, bathroom, and two bedrooms—perfect for guests or multi-generational living. Upstairs is the main living space with a gorgeous kitchen, a family room lined with sliding glass doors for big river views, and the primary suite. Step out from the lower deck straight to your private dock and enjoy waterfront living at its best.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,872
Sqft
0.15 ac
Lot size
1983
Year built
Two
Levels
$414
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,140 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,140/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Grant
Get to know Grant. See the full Grant guide →
GRANT 32949 — neighborhood snapshot
Population
2,821
Median age
56.7
Median income
$126,146
Median home value
$497,200
Avg household
2.7
Households w/ children
155
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Grant market
$590K → $663K
Grant median sold, yr/yr
Median sold price, Grant, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the GRANT 32949 median. See the full Grant market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 25 VIP ISLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25 VIP ISLAND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
25 VIP ISLAND FAQs
What would the monthly payment be for 25 VIP ISLAND?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,140/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25 VIP ISLAND?+
The most recent tax bill on record (2025) was $6,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25 VIP ISLAND?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Grant?+
At $775,000, this home is priced right at the Grant median.
Which schools are assigned to 25 VIP ISLAND?+
Sunrise Elementary School (elementary), Bayside High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$775,000 runs 85% above the GRANT 32949 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
178 days on market against a Grant median of 1 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $799,900, now $775,000 — a $25K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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