Eric Chery
$449,0003 bd2 ba1,672 sqft$269 /sqft$3,178 /mo all-in ↓

3669 RORY OAK CIRCLE, APOPKA, FL, 32703

Active188 days on marketListed Jan 20, 2026MLS #O6374283

Single Family ResidenceOAK POINTE SOUTH

About this home

3669 RORY OAK CIRCLE

Welcome to this beautifully maintained move-in ready home in the desirable Oake Pointe community of Apopka. Built in 2025, this thoughtfully designed residence offers modern style, smart technology, and an open floor plan perfect for today's lifestyle. This all-concrete block construction home features 3 spacious bedrooms, 2 full baths, and a bright, inviting great room that flows effortlessly into the heart of the home. The stylish kitchen includes stainless steel appliances, generous cabinetry, a large center island, and ample counter space, make it ideal for both everyday living and entertaining. The dining overlooks the backyard, creating a warm and welcoming setting for family and guests. The private primary suite provides a peaceful retreat with a walk-in closet and ensuite bath featuring dual sinks and a walk-in shower. Two additional bedroom, flexibility for guests, a home office, or whatever best fits your needs. Designed for convenience and security, this home also includes smart home technology for control via smart devices, and the camera and alarm system stay with the property. Additional highlights include a two-car garage, laundry room and energy-efficient features. Conveniently located just minutes from shopping, dining, major highways, and all that Central Florida have, this home combines comfort, technology, and location in one exceptional package. Whether you are a first-time buyer, downsizing, or looking for a smart investment opportunity, this home is truly move-in ready and waiting for its next owner.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,672

Sqft

0.19 ac

Lot size

2

Garage

2024

Year built

One

Levels

$269

Per sqft

Garden viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorLiving Room/Dining Room Combo · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewGarden
FacesSoutheast
ParkingDriveway
ExteriorLighting

Community & fees

HOA fee$100/mo
Taxes (2024)$912/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$76
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,178/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$76
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$334KedgeAI estimate $403,980 · range $348K$449K$467K

vs edgeAI estimate

+11.1%

$/sqft vs Apopka actives

$269 vs $217

Days on market

188 vs 28 typical

Where $269/sqft sits among the 400 Apopka actives

77
142
94
49 · this home
13
25
$158–190$190–221$221–253$253–284$284–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apopka

Map of 3669 RORY OAK CIRCLE

Drive times from this address

Downtown Orlando26 min
Universal Orlando28 min
Walt Disney World34 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

APOPKA 32703 — neighborhood snapshot

Population

57,603

Median age

37.9

Median income

$70,338

Median home value

$314,800

Avg household

2.78

Households w/ children

7,169

For the school run

Orange County School District

MiddleWolf Lake Middle★★★★★
HighWekiva High★★★★
ElementaryZellwood Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

185 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the APOPKA 32703 median. See the full Apopka market guide →

Paper trail

This home's history

Jan 20, 2026Listed at $449,000 · 188 days on market since
2024Built · OAK POINTE SOUTH

Reality check

What actually sold near 3669 RORY OAK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3360 WYE OAK DRIVESold · Sep ’25

$355,990

3360 WYE OAK DRIVE · same community

3 bd · 2 ba · 1,530 sqft · $233/sqft · 0 DOM

3385 WYE OAK DRIVESold · Jan ’26

$353,999

3385 WYE OAK DRIVE · same community

3 bd · 2.5 ba · 1,530 sqft · $231/sqft · 0 DOM

3686 RORY OAK CIRCLESold · May ’26

$455,000

3686 RORY OAK CIRCLE · same community

4 bd · 2 ba · 1,846 sqft · $246/sqft · 199 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3669 RORY OAK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3669 RORY OAK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3669 RORY OAK CIRCLE FAQs

What would the monthly payment be for 3669 RORY OAK CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,178/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3669 RORY OAK CIRCLE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3669 RORY OAK CIRCLE?+

The most recent tax bill on record (2024) was $912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3669 RORY OAK CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $449,000, this home is priced right at the Apopka median.

Which schools are assigned to 3669 RORY OAK CIRCLE?+

Wolf Lake Middle (middle), Wekiva High (high), Zellwood Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 27% above the APOPKA 32703 median.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

188 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.

Listing courtesy of REAL ESTATE FIRM OF ORLANDO · Tansey Soderstrom. MLS #O6374283.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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