309 E 13TH STREET, APOPKA, FL, 32703
Active192 days on marketListed Jan 12, 2026MLS #O6372979
About this home
309 E 13TH STREET
Welcome to 309 E 13th St in Apopka — an ideal home for first-time homebuyers! This Orange County property qualifies for the Orange County Down Payment Assistance Program, which may help eligible buyers with down payment and closing costs, making your dream of owning a home more affordable. This newly built home offers modern finishes, an open and inviting layout, and energy-efficient features designed for today’s lifestyle. Enjoy the feeling of brand-new living with contemporary spaces perfect for entertaining, relaxing, and creating lasting memories. With no HOA and a fresh, move-in-ready design, this home is truly a standout opportunity in a growing Apopka community. Schedule your showing today and step into the comfort and confidence of owning a brand-new home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,503
Sqft
0.26 ac
Lot size
2
Garage
2023
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,728 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
Days on market
192 vs 28 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32703 — neighborhood snapshot
Population
57,603
Median age
37.9
Median income
$70,338
Median home value
$314,800
Avg household
2.78
Households w/ children
7,169
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 309 E 13TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 309 E 13TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
309 E 13TH STREET FAQs
What would the monthly payment be for 309 E 13TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,728/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 309 E 13TH STREET?+
The most recent tax bill on record (2024) was $4,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apopka?+
At $349,995, this home is listed about 22% below the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 309 E 13TH STREET?+
Wolf Lake Middle (middle), Wekiva High (high), Zellwood Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTRIC REALTY SERVICES LLC · John Joseph. MLS #O6372979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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