Eric Chery
$174,900$198,000$1,321 /mo all-in ↓

NO NAME, OSTEEN, FL, 32764

Active220 days on marketListed Dec 11, 2025MLS #O6366643

Priced 44% below the OSTEEN 32764 medianReduced $23K

About this home

NO NAME

Have you ever wanted to own your own private island? Now is your chance. This 30 acre +/- island in the middle of the St John's river is yours for the taking. 100% wetland this island can never be developed. Located directly across from the Mullet Lake Park public boat ramp providing easy access to the island. What fun you could have taking your boat out to your own private island? Think of all of the fun you and your friends could have. Call for details. Cash only.

Facts & features

The home at a glance

30.37 ac

Lot size

Water view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2024)$648/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,321 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2024 actual bill$54
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,122
Interest rate6.00%
Loan term

Estimated payment

$1,321/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$54
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Osteen

Map of NO NAME

Drive times from this address

Downtown Orlando42 min
Orlando Int’l Airport (MCO)50 min
Universal Orlando55 min
Walt Disney World73 min

Get to know Osteen. See the full Osteen guide →

OSTEEN 32764 — neighborhood snapshot

Population

2,744

Median age

54.9

Median income

$84,242

Median home value

$328,200

Avg household

2.33

Households w/ children

257

For the school run

Volusia County School District

ElementaryOsteen Elementary School★★★★★
HighPine Ridge High School★★★★★
MiddleHeritage Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osteen market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$319K$498K

Osteen median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

Median sold price, Osteen, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% below the OSTEEN 32764 median. See the full Osteen market guide →

Paper trail

This home's history

CurrentPrice reduced to $174,900 $23K
Dec 11, 2025Listed at $198,000 · 220 days on market since

Reality check

What actually sold near NO NAME

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2082 STARBOARD DRIVESold · Oct ’25

$240,000

2082 STARBOARD DRIVE

2 bd · 1 ba · 720 sqft · $333/sqft · 92 DOM

1123 LEMON BLUFF ROADSold · Dec ’25

$380,000

1123 LEMON BLUFF ROAD

1 bd · 1 ba · 800 sqft · $475/sqft · 0 DOM

942 LEMON BLUFF ROADSold · Aug ’25

$226,000

942 LEMON BLUFF ROAD

2 bd · 1 ba · 1,080 sqft · $209/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about NO NAME — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for NO NAME — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

NO NAME FAQs

What would the monthly payment be for NO NAME?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on NO NAME?+

The most recent tax bill on record (2024) was $648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Osteen?+

At $174,900, this home is listed about 50% below the Osteen median of $347,500. The market section on this page shows how the area is trending.

Which schools are assigned to NO NAME?+

Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OSTEEN 32764 market on paper

$174,900 is 44% below the OSTEEN 32764 median of $312,695.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

220 days on market against a Osteen median of 99 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $198,000, now $174,900 — a $23K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Barrett Spray. MLS #O6366643.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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