Eric Chery
$489,900$499,900$3,679 /mo all-in ↓

35734 HIGH PINES DRIVE, EUSTIS, FL, 32736

Active301 days on marketListed Sep 23, 2025MLS #O6340970

Reduced $10KLAKEWOOD RANCHES SUB

About this home

35734 HIGH PINES DRIVE

Build your own Custom home on this private Cul-De-Sac lot. Adjacent to Black Bear Golf Course and minutes from Mount Dora, Sorrento, and Tavares. Discover the perfect balance of privacy and convenience in this unique lot within an exclusive equestrian community of just 149 residences. Enjoy the beauty of wide-open spaces, the serenity of nature, and the convenience of being only minutes from charming Mount Dora, Sorrento, and Tavares. With easy access to SR 44, CR 437, and Hwy 429, you’re perfectly connected to everything Central Florida has to offer.

Facts & features

The home at a glance

4.95 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesWest

Community & fees

HOA fee$169/mo
Taxes (2024)$2,998/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,679 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property tax — 2024 actual bill$250
HOA fee — from the listing$169
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,147
Interest rate6.00%
Loan term

Estimated payment

$3,679/mo

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$250
HOA / condo fee$169
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Eustis

Map of 35734 HIGH PINES DRIVE

Get to know Eustis. See the full Eustis guide →

EUSTIS 32736 — neighborhood snapshot

Population

11,582

Median age

49.5

Median income

$83,727

Median home value

$352,100

Avg household

2.76

Households w/ children

929

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the EUSTIS 32736 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $489,900 $10K
Sep 23, 2025Listed at $499,900 · 301 days on market since

Reality check

What actually sold near 35734 HIGH PINES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23247 LAKE SENECA ROADSold · Jan ’26

$1,185,000

23247 LAKE SENECA ROAD · same community

4 bd · 2 ba · 2,769 sqft · $428/sqft · 100 DOM

35620 PINEGATE TRAILSold · Jun ’26

$1,300,000

35620 PINEGATE TRAIL · same community

3 bd · 2.5 ba · 2,796 sqft · $465/sqft · 6 DOM

35635 HIGH PINES DRIVESold · Mar ’26

$1,150,000

35635 HIGH PINES DRIVE · same community

4 bd · 3.5 ba · 3,199 sqft · $359/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 35734 HIGH PINES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35734 HIGH PINES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

35734 HIGH PINES DRIVE FAQs

What would the monthly payment be for 35734 HIGH PINES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,679/mo — principal and interest, the actual property-tax bill, the $169/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 35734 HIGH PINES DRIVE?+

The association fee works out to $169 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 35734 HIGH PINES DRIVE?+

The most recent tax bill on record (2024) was $2,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 35734 HIGH PINES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $489,900, this home is listed about 28% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 35734 HIGH PINES DRIVE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LIBERTY HOME SALES INC · Subhas Sawh. MLS #O6340970.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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