Eric Chery
$480,000$624,9743 bd2 ba1,886 sqft$255 /sqft$3,606 /mo all-in ↓

881 ARBOR GREEN TRAIL, ST CLOUD, FL, 34771

Active325 days on marketListed Sep 2, 2025MLS #O6340851

Reduced $145KNew constructionSingle Family ResidenceESPLANADE AT CENTER LAKE RANCH

Come see it

Upcoming open houses

Sat, Jul 25

12:00 PM – 5:00 PM

Clients/agents must visit model home at 1009 Tassleflower Trail, St. Cloud, FL, 34771, prior to visit.

Sun, Jul 26

12:00 PM – 5:00 PM

Clients/agents must visit model home at 1009 Tassleflower Trail, St. Cloud, FL, 34771, prior to visit.

Sat, Aug 1

12:00 PM – 5:00 PM

Clients/agents must visit model home at 1009 Tassleflower Trail, St. Cloud, FL, 34771, prior to visit.

Sun, Aug 2

12:00 PM – 5:00 PM

Clients/agents must visit model home at 1009 Tassleflower Trail, St. Cloud, FL, 34771, prior to visit.

About this home

881 ARBOR GREEN TRAIL

Wha'ts Special: Covered Extended Lanai | Gourmet Kitchen. New Construction - Ready Now! Built by America's Most Truster Homebuilder. Welcome to the Azzurro at 881 Arbor Green Trail in Esplanade at Center Lake Ranch!This thoughtfully designed single-story home offers two bedrooms, two bathrooms, and a versatile flex room that can adapt to your lifestyle. The open-concept kitchen, dining area, and great room create a bright, inviting space for everyday living and entertaining. Sliding doors lead to a spacious covered outdoor living area, extending the heart of the home outdoors. Tucked away at the rear, the private primary suite features a large walk-in closet and en-suite bathroom. A secondary bedroom and nearby full bathroom provide comfort for guests, while the laundry room and two-car garage add everyday convenience. With its smart layout and flexible spaces, this floor plan blends comfort, functionality, and style. Additional Highlights Include: bay window at primary suite, tray ceiling package, 8' interior doors. MLS#O6340851 Experience resort-style living in St. Cloud, Florida, at Esplanade within the gated Center Lake Ranch community. With homes offering stunning nature and pond views, every detail is designed for peace and relaxation. Enjoy wellness-focused amenities like a pool, spa, fitness center, and movement studio. Stay active with pickleball, bocce, or strolls through the Bark Park, while concierge services and community events keep life exciting. With planned trails, parks, and an 11-acre Central Park, Esplanade offers a serene, nature-filled lifestyle with easy access to major roads.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,886

Sqft

0.17 ac

Lot size

2

Garage

2025

Year built

One

Levels

$255

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Exhaust Fan · Gas Water Heater · Microwave · Range · Tankless Water Heater
InteriorOpen Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$408/mo
Taxes (2025)$0/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,606 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$0
HOA fee — from the listing$408
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,800
Interest rate6.00%
Loan term

Estimated payment

$4,046/mo

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Est. property taxes$440
HOA / condo fee$408
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$372KedgeAI estimate $426,521 · range $387K$451K$499K

vs edgeAI estimate

+12.5%

$/sqft vs ESPLANADE AT CENTER LAKE RANCH

$255 vs $289

Days on market

325 vs 33 typical

Where $255/sqft sits among the 8 homes for sale in ESPLANADE AT CENTER LAKE RANCH

4
0 · this home
1
0
1
2
$228–250$250–273$273–296$296–319$319–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 881 ARBOR GREEN TRAIL

Drive times from this address

Orlando Int’l Airport (MCO)40 min
Universal Orlando43 min
Downtown Orlando44 min
Walt Disney World45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

3 of 8

ESPLANADE AT CENTER LAKE RANCH have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $480,000 $145K
Sep 2, 2025Listed at $624,974 · 325 days on market since
2025Built · ESPLANADE AT CENTER LAKE RANCH

Reality check

What actually sold near 881 ARBOR GREEN TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

876 ARBOR GREEN TRAILSold · Feb ’26

$500,000

876 ARBOR GREEN TRAIL · same community

3 bd · 2 ba · 1,886 sqft · $265/sqft · 147 DOM

857 ARBOR GREEN TRAILSold · Feb ’26

$521,000

857 ARBOR GREEN TRAIL · same community

3 bd · 2 ba · 1,957 sqft · $266/sqft · 301 DOM

869 ARBOR GREEN TRAILSold · Jun ’26

$500,000

869 ARBOR GREEN TRAIL · same community

2 bd · 2.5 ba · 2,100 sqft · $238/sqft · 251 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 881 ARBOR GREEN TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 881 ARBOR GREEN TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

881 ARBOR GREEN TRAIL FAQs

What would the monthly payment be for 881 ARBOR GREEN TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,606/mo — principal and interest, estimated property taxes, the $408/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 881 ARBOR GREEN TRAIL?+

The association fee works out to $408 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 881 ARBOR GREEN TRAIL?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 881 ARBOR GREEN TRAIL?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $480,000, this home is listed about 13% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 881 ARBOR GREEN TRAIL?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$480,000 runs 13% above the ST CLOUD 34771 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

325 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $624,974, now $480,000 — a $145K cut. The full history is in the market section below.

Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6340851.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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