Eric Chery
$469,000$495,0004 bd2 ba2,114 sqft$222 /sqft$3,452 /mo all-in ↓

11644 PINELOCH LOOP, CLERMONT, FL, 34711

Active354 days on marketListed Aug 1, 2025MLS #O6322325

Reduced $26KSingle Family ResidencePINELOCH PH II SUB

About this home

11644 PINELOCH LOOP

Virtually Staged. Welcome to this delightful property, where a soothing natural color palette enhances the serene ambiance throughout. This home offers versatile living spaces, including additional rooms that are perfect for a home office, playroom, or personal retreat. The primary bathroom is thoughtfully designed with double sinks for added convenience. Outside, a fenced backyard awaits—perfect for relaxing evenings or lively gatherings. Don’t miss the chance to make this charming house your new home!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,114

Sqft

0.35 ac

Lot size

2

Garage

2001

Year built

One

Levels

$222

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Electric Water Heater · Other
InteriorL Dining · Primary Bedroom Main Floor
LaundryNone
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorOther

Community & fees

HOA fee$40/mo
Taxes (2024)$3,407/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,452 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property tax — 2024 actual bill$284
HOA fee — from the listing$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,415
Interest rate6.00%
Loan term

Estimated payment

$3,452/mo

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property taxes (actual bill)$284
HOA / condo fee$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $469K
$396KedgeAI estimate $460,133 · range $412K$518K$538K

vs edgeAI estimate

+1.9%

$/sqft vs Clermont actives

$222 vs $223

Days on market

354 vs 33 typical

Where $222/sqft sits among the 400 Clermont actives

154
143 · this home
50
17
10
26
$167–212$212–256$256–301$301–345$345–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 11644 PINELOCH LOOP

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

HighEast Ridge High School★★★★★
MiddleWindy Hill Middle School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

201 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $469,000 $26K
Aug 1, 2025Listed at $495,000 · 354 days on market since
2001Built · PINELOCH PH II SUB

Reality check

What actually sold near 11644 PINELOCH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11727 PINELOCH LOOPSold · Nov ’25

$365,000

11727 PINELOCH LOOP · same community

3 bd · 2 ba · 2,006 sqft · $182/sqft · 188 DOM

11620 PINELOCH LOOPSold · Jun ’26

$472,000

11620 PINELOCH LOOP · same community

3 bd · 2 ba · 1,829 sqft · $258/sqft · 3 DOM

10017 WEATHERS LOOPSold · May ’26

$365,000

10017 WEATHERS LOOP

4 bd · 2 ba · 2,073 sqft · $176/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11644 PINELOCH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11644 PINELOCH LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

11644 PINELOCH LOOP FAQs

What would the monthly payment be for 11644 PINELOCH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,452/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11644 PINELOCH LOOP?+

The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11644 PINELOCH LOOP?+

The most recent tax bill on record (2024) was $3,407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11644 PINELOCH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $469,000, this home is listed about 1% above the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11644 PINELOCH LOOP?+

East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TALENT REALTY SOLUTIONS · Deniley Valdes. MLS #O6322325.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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