
962 E SHELL POINTE ROAD, RUSKIN, FL, 33570
Active441 days on marketListed May 5, 2025MLS #O6305977
About this home
962 E SHELL POINTE ROAD
Prime Development Opportunity in the Heart of Ruskin, FL Unlock the full potential of this exceptional 3.18-acre development parcel located at 962-1022 E Shell Point Road in the rapidly growing community of Ruskin, FL. Perfectly positioned at the intersection of E Shell Point Road and Interchange Street, this property offers unparalleled visibility and access, making it an ideal site for a wide range of neighborhood commercial and residential developments. Strategic Location This property sits at the gateway to Ruskin, surrounded by established residential neighborhoods and just minutes from major transportation arteries, including I-75 and US-41. The site is adjacent to the Covina at Bay Park community and enjoys close proximity to shopping centers, schools, and key employment hubs, such as the Amazon Fulfillment Center, located just 1.5 miles away. This prime location ensures a steady flow of traffic and easy access for both residents and businesses. Zoning and Land Use Flexibility Zoned as Planned Development (PD) with a future land use designation of Residential 12 (R-12), this parcel offers a unique blend of opportunities for developers. The property’s zoning supports a variety of uses, including residential support services, retail, and personal services, making it a versatile investment for those looking to capitalize on Ruskin’s growth. The property is zoned Planned Development (PD) with a future land use designation of Residential-12 (R-12). The property is located within the Urban Service Area, and the Comprehensive Plan supports low-intensity, neighborhood-scale commercial development in this area. Hillsborough County planning staff have expressed support for projects that enhance residential quality of life—such as early education, personal services, and small-scale retail operations. Key Property Features: • Total Area: 3.18 acres (approximately 138,520.8 square feet) • Zoning: Planned Development (PD) • Future Land Use: Residential 12 (R-12) • Frontage: 356 feet along E Shell Point Road and 366 feet along Interchange Street • Access: Multiple access points from both Interchange Street and E Shell Point Road • Infrastructure: Public water and sewer services available, provided by Hillsborough County Comprehensive Development Feasibility The site has been thoroughly vetted for development, with a detailed feasibility report confirming the viability of the proposed uses. The property’s strategic location within the Urban Development Area ensures access to essential public services and infrastructure, aligning with Hillsborough County’s long-term growth and development plans. Previous investigation highlights the property’s compliance with all relevant zoning and land use regulations, making it ready for immediate development. Endless Development Possibilities Whether you envision a medium-density residential development, a neighborhood retail plaza, a daycare center, a self-storage facility, or a combination of any defined neighborhood use, this property offers endless possibilities. The surrounding area’s ongoing residential and commercial expansion only enhances the potential for a successful development that meets the needs of this dynamic community.
Facts & features
The home at a glance
3.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,904 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,904/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 962 E SHELL POINTE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$175,000
1501 12TH STREET NE · same community
3 bd · 2 ba · 1,873 sqft · $93/sqft · 232 DOM
Sold · Dec ’25$305,000
1601 1ST STREET SE
3 bd · 1 ba · 975 sqft · $313/sqft · 19 DOM
Sold · Dec ’25$285,000
2122 PLEASURE RUN DRIVE
3 bd · 2 ba · 1,444 sqft · $197/sqft · 136 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 962 E SHELL POINTE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 962 E SHELL POINTE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
962 E SHELL POINTE ROAD FAQs
What would the monthly payment be for 962 E SHELL POINTE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,904/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 962 E SHELL POINTE ROAD?+
The most recent tax bill on record (2024) was $8,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $475,000, this home is listed about 36% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 962 E SHELL POINTE ROAD?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 42% above the RUSKIN 33570 median.
02Time on market is leverage
441 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $490,000, now $475,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Brad Kuskin. MLS #O6305977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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