Eric Chery
$794,000$849,0007 bd4 ba5,777 sqft$137 /sqft$5,428 /mo all-in ↓

910 CYPRESS AVENUE, ST CLOUD, FL, 34769

Active459 days on marketListed Apr 16, 2025MLS #O6299077

Reduced $55KSingle Family ResidenceLAKE FRONT ADD TO TOWN OF ST. CLOUD

About this home

910 CYPRESS AVENUE

One or more photo(s) has been virtually staged. Discover space, character, and flexibility in this unique 7-bedroom, 4-bathroom custom home. From the grand two-story entry to the spacious layout, this property is designed for comfort, entertaining, and everyday living—with thoughtful details throughout. It has been meticulously designed to maximize storage, with almost every inch of the house used for living space or storage. One of the standout features is the separate 1-bedroom, 1-bath apartment/in-law suite, complete with its own living room and private entrance, as well as interior access through the enclosed sunroom connected to the primary suite. This flexible space is ideal for guests, extended family, or even creating a future rental opportunity, with the ability to build a kitchenette. The main home boasts a spacious and elegant floor plan with formal and casual living areas that include a formal living room, formal dining room, a cozy breakfast nook, and a large office or den—perfect for working from home. The grand piano in the family room is also included in the sale, adding a touch of elegance to the space. The kitchen area is enhanced by a butler’s pantry and plenty of room to entertain or prep for big gatherings. Retreat to the luxurious primary suite, which features a large walk-in closet, dual vanities, a soaking tub, and a walk-in shower. From the suite, step into your own enclosed sunroom with AC and plantation shutters, offering beautiful views of the lake beyond. Outdoors, the property continues to impress with a wood-burning fireplace, open yard space with room for a chicken coop or kids’ play area, and a 3-car garage. One bay has been converted into a workshop or office space, but it can easily be returned to a full garage setup. A new roof was installed in 2021, providing added peace of mind. Located just one block from East Lake Tohopekaliga and Lakefront Park, you’ll enjoy quick access to the marina, splash pads, playgrounds, volleyball courts, boat slip rentals, and popular Crabby’s on the Lakefront restaurant. And with no HOA, you have the freedom to truly make this property your own. Whether you're looking for space to spread out, room to entertain, or a flexible floor plan that adapts to your lifestyle, this custom home delivers it all. Schedule your private showing today and explore everything this remarkable home has to offer!

Facts & features

The home at a glance

7

Bedrooms

4

Bathrooms

5,777

Sqft

0.34 ac

Lot size

3

Garage

1997

Year built

Multi/Split

Levels

$137

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · High Ceilings · PrimaryBedroom Upstairs · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCement Siding
FoundationPillar/Post/Pier
FacesSouth
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Rain Gutters · Sidewalk · Sprinkler Metered

Community & fees

Taxes (2023)$8,229/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,428 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,284
PMI (est., until 20% equity)$298
Property tax — 2023 actual bill$686
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,400
Interest rate6.00%
Loan term

Estimated payment

$5,428/mo

Principal & interest$4,284
PMI (est., until 20% equity)$298
Property taxes (actual bill)$686
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Cloud actives

$137 vs $221

Days on market

459 vs 33 typical

Where $137/sqft sits among the 400 St Cloud actives

48 · this home
131
118
47
19
37
$137–176$176–215$215–254$254–293$293–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St. Cloud Boulevard

Map of 910 CYPRESS AVENUE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)36 min
Universal Orlando40 min
Downtown Orlando42 min
Walt Disney World45 min

Get to know St Cloud. See the full St Cloud guide →

St. Cloud Boulevard — neighborhood snapshot

Population

717

Median age

37

Median income

$56,538

Median home value

$264,107

Avg household

3

Households w/ children

72%

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

188 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 184% above the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $794,000 $55K
Apr 16, 2025Listed at $849,000 · 459 days on market since
1997Built · LAKE FRONT ADD TO TOWN OF ST. CLOUD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 910 CYPRESS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 910 CYPRESS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

910 CYPRESS AVENUE FAQs

What would the monthly payment be for 910 CYPRESS AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,428/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 910 CYPRESS AVENUE?+

The most recent tax bill on record (2023) was $8,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 910 CYPRESS AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $794,000, this home is listed about 87% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 910 CYPRESS AVENUE?+

Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$794,000 runs 184% above the ST CLOUD 34769 median — but at 5,777 sqft it's also nearly 3 times the size of the typical St Cloud listing.

02Time on market is leverage

459 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $849,000, now $794,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Dominick Florio. MLS #O6299077.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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