5707 45TH STREET E UNIT 190, BRADENTON, FL, 34203
Active517 days on marketListed Feb 22, 2025MLS #O6281874
About this home
5707 45TH STREET E UNIT 190
Beautifully Renovated Home in a Gated 55+ Community – Gold Tree Co-op Welcome to 5707 45th Street E, Unit #190, Bradenton, FL, a beautifully updated and spacious home located in the highly desirable Gold Tree Co-op, a gated 55+ community celebrated for its active lifestyle, friendly neighbors, and resort-style amenities. Enjoy maintenance-free living with HOA fees that include cable, internet, water, sewer, trash removal, lawn care, and irrigation through the community’s reclaimed water system. Inside, this thoughtfully renovated home features a modern kitchen with sleek stainless steel appliances, updated cabinetry, and stylish finishes throughout—ideal for those who appreciate both comfort and contemporary design. Residents of Gold Tree enjoy a wealth of amenities, including a clubhouse, heated pool, fitness center, library, shuffleboard, bocce ball, and tennis & pickleball courts. The community’s monthly newsletter keeps everyone informed about social gatherings and events, fostering a welcoming and connected environment. Additional perks include on-site management, RV, boat, and trailer storage, pet-friendly policies, and rental opportunities for added flexibility. Conveniently located near shopping, dining, medical facilities, the UTC Mall, Benderson Park, Riverwalk, and just a short drive to Florida’s award-winning Gulf beaches, this home offers the perfect combination of relaxation, recreation, and convenience. Don’t miss your opportunity to experience the vibrant, maintenance-free lifestyle that makes Gold Tree one of Bradenton’s premier 55+ communities. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,680
Sqft
0.22 ac
Lot size
1990
Year built
One
Levels
$119
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,718 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,901/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$119 vs $239
Days on market
517 vs 53 typical
Where $119/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34203 — neighborhood snapshot
Population
39,109
Median age
50.8
Median income
$68,030
Median home value
$302,500
Avg household
2.29
Households w/ children
3,632
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
184 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5707 45TH STREET E UNIT 190
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$219,000
5707 45TH STREET E UNIT 211 · same community
3 bd · 2 ba · 1,836 sqft · $119/sqft · 43 DOM
Sold · Dec ’25$140,000
5707 45TH STREET E UNIT 293 · same community
2 bd · 2 ba · 1,512 sqft · $93/sqft · 243 DOM
Sold · Dec ’25$190,000
5707 45TH STREET E UNIT 154 · same community
2 bd · 2 ba · 1,508 sqft · $126/sqft · 292 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5707 45TH STREET E UNIT 190 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5707 45TH STREET E UNIT 190 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5707 45TH STREET E UNIT 190 FAQs
What would the monthly payment be for 5707 45TH STREET E UNIT 190?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,718/mo — principal and interest, estimated property taxes, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5707 45TH STREET E UNIT 190?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5707 45TH STREET E UNIT 190?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5707 45TH STREET E UNIT 190?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $200,000, this home is listed about 49% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5707 45TH STREET E UNIT 190?+
Tara Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRADENTON 34203 market on paper
$200,000 is 17% below the BRADENTON 34203 median of $240,000, and at $119/sqft it sits under the Bradenton average of $264.
02Time on market is leverage
517 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Tara Elementary School, Braden River High School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $310,000, now $200,000 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AROA REAL ESTATE NEAR ME INC · Robert Morillo. MLS #O6281874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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