3045 CECELIA DRIVE, APOPKA, FL, 32703
Active517 days on marketListed Feb 19, 2025MLS #O6280877
About this home
3045 CECELIA DRIVE
One of the few remaining buildable lots on one of the best lakes in Central Florida. Bear Lake is a clear spring feed 310 acre lake that is well maintained by the Lake Associations (BLPA). Wonderful for swimming, boating, skiing and fishing. Located in a great neighborhood with highly rated Seminole county schools. This is a large property with over half an acre of land and 125' of shoreline. Cecelia Drive is a quiet street with no drive through traffic. The house on the lot is insignificant in value except for reducing impact fees. Tenant occupied. Call today as very few opportunities remain for this premier lake.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,646
Sqft
0.53 ac
Lot size
1957
Year built
One
Levels
$647
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,070 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,070/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+183.1%
$/sqft vs Apopka actives
$647 vs $217
Days on market
517 vs 28 typical
Where $647/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Get to know Apopka. See the full Apopka guide →
APOPKA 32703 — neighborhood snapshot
Population
57,603
Median age
37.9
Median income
$70,338
Median home value
$314,800
Avg household
2.78
Households w/ children
7,169
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 204% above the APOPKA 32703 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 3045 CECELIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$415,000
5317 MYRICA ROAD
3 bd · 2 ba · 1,636 sqft · $254/sqft · 22 DOM
Sold · Mar ’26$420,000
5911 PAXTON CT
3 bd · 2 ba · 1,604 sqft · $262/sqft · 186 DOM
Sold · Jul ’26$393,000
960 SOUTHRIDGE TRAIL
4 bd · 2 ba · 1,582 sqft · $248/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3045 CECELIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3045 CECELIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3045 CECELIA DRIVE FAQs
What would the monthly payment be for 3045 CECELIA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,070/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3045 CECELIA DRIVE?+
The most recent tax bill on record (2024) was $9,172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apopka?+
At $1,065,000, this home is listed about 137% above the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 3045 CECELIA DRIVE?+
Apopka Elementary (elementary), Apopka High (high), Wolf Lake Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,065,000 runs 204% above the APOPKA 32703 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
517 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,070,000, now $1,065,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REAL ESTATE RESULTS · Happy Oropeza. MLS #O6280877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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