4697 BAYFIELD HARBOR LANE, EDGEWATER, FL, 32141
Active295 days on marketListed Oct 3, 2025MLS #NS1086134
About this home
4697 BAYFIELD HARBOR LANE
If boating is at the top of your wish list, 4697 Bayfield Harbor Ln delivers in a way that’s hard to match—especially at this price point. Set directly on the Intracoastal Waterway, this property puts you right where the action is, with immediate access to some of the best boating Florida has to offer. From spontaneous sunset cruises to full days on the water, this is the kind of place where your boat isn’t just an accessory—it’s part of your everyday lifestyle. The shared private dock is a standout feature, giving you easy, convenient access to the Intracoastal without the higher cost and maintenance that often come with full private dock ownership. Launch for a morning fishing run, hop on for an evening cruise, or spend the day exploring nearby waterways, sandbars, and waterfront dining spots. Whether you’re into boating, kayaking, paddleboarding, or simply enjoying life by the water, this setup makes it effortless. And here’s the key—opportunities like this, with direct Intracoastal access and dock privileges, are becoming harder to find at a value like this. For buyers looking to get onto the water without overextending, this property stands out as a smart and compelling opportunity. Inside, the home continues to support that laid-back, water-focused lifestyle. Bright, open living spaces flow together, creating an easy transition from time on the water to relaxing at home. Large windows help keep the connection to the outdoors front and center, while the layout offers flexibility with 4 bedrooms and 2 baths—perfect for hosting fellow boaters, weekend guests, or creating a dedicated space for work or hobbies. The primary suite offers a comfortable retreat after a full day outside, complete with a walk-in closet, double sinks, and a walk-in shower. Located within a quiet gated community, you’ll also enjoy added peace of mind along with close proximity to beaches, restaurants, and everyday conveniences. But the real highlight here is simple: step outside, and the Intracoastal is your backyard. Spring and summer are here, and boating season is in full swing. If you’ve been waiting for the right waterfront opportunity at the right price, this is one you don’t want to miss.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,812
Sqft
0.33 ac
Lot size
2
Garage
2018
Year built
One
Levels
$425
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,203 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,203/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+117.2%
$/sqft vs Edgewater actives
$425 vs $202
Days on market
295 vs 39 typical
Where $425/sqft sits among the 151 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32141 — neighborhood snapshot
Population
18,442
Median age
54.2
Median income
$61,110
Median home value
$244,000
Avg household
2.21
Households w/ children
1,591
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
82 of 151
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 148% above the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 4697 BAYFIELD HARBOR LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$275,000
1260 SE Saint Lawrence Way, Stuart FL 34997 · same community
3 bd · 2 ba · 1,275 sqft · $216/sqft · 11 DOM
Sold · Mar ’26$257,500
4171 SE Geneva Drive, Stuart FL 34997 · same community
3 bd · 2 ba · 1,263 sqft · $204/sqft · 47 DOM
Sold · Jan ’26$160,000
1082 SE Saint Lawrence Way, Stuart FL 34997 · same community
2 bd · 2 ba · 1,208 sqft · $132/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4697 BAYFIELD HARBOR LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4697 BAYFIELD HARBOR LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4697 BAYFIELD HARBOR LANE FAQs
What would the monthly payment be for 4697 BAYFIELD HARBOR LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,203/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4697 BAYFIELD HARBOR LANE?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4697 BAYFIELD HARBOR LANE?+
The most recent tax bill on record (2024) was $5,805. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4697 BAYFIELD HARBOR LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $770,000, this home is listed about 133% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4697 BAYFIELD HARBOR LANE?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$770,000 runs 148% above the EDGEWATER 32141 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
295 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $800,000, now $770,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Marina Owens. MLS #NS1086134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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