Eric Chery
$137,000$175,0002 bd2 ba783 sqft$175 /sqft$1,237 /mo all-in ↓

21405 OLEAN BOULEVARD UNIT 404, PORT CHARLOTTE, FL, 33952

Active568 days on marketListed Jan 2, 2025MLS #N6136152

Priced 13% below the PORT CHARLOTTE 33952 medianReduced $38KWaterfrontCondominiumPROMENADES EAST

About this home

21405 OLEAN BOULEVARD UNIT 404

Currently the best-priced condo in Promenades East! This fully furnished, TURNKEY condo stands out with smart, space-maximizing furnishings, newer kitchen appliances, hurricane shutters, and a private west-facing balcony with a durable resin surface—perfect for sunset views! Clean interiors, covered parking, a secure elevator, and NO minimum ownership period before leasing make it a smart choice for first-time buyers, seasonal residents, investors, and health care professionals near the Port Charlotte medical district. Minutes from HCA Florida Fawcett Hospital, AdventHealth, and major medical offices. NOT 55+, LOW HOA fees under $400, NO anticipated increases, NO pending assessments, and fully compliant with current Florida condo requirements. Enjoy resort-style amenities including a heated pool, spa, and clubhouse. Prime Gulf Coast location near Charlotte Harbor, Fishermen’s Village, Downtown Punta Gorda, Sunseeker Resort, beaches, golf, I-75, Punta Gorda Airport, and Wellen Park. Value, lifestyle, and investment potential—all in one turnkey package! Owner wants it sold, bring an offer today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

783

Sqft

0.02 ac

Lot size

1

Garage

1982

Year built

One

Levels

$175

Per sqft

WaterfrontCity & Water viewTurnkeyPets allowed

Inside

FlooringCarpet · Linoleum
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryCorridor Access · Inside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
ViewCity · Water
FacesEast
ParkingAssigned · Covered · Ground Level · Guest · Under Building
ExteriorBalcony · Courtyard · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$2,519/yr
PetsNumber Limit, Size Limit, Yes
CommunityWaterfront · Buyer Approval Required · Clubhouse · Community Mailbox · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Special Community Restrictions · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,237 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$807
FHA mortgage insurance (est.)$61
Property tax — 2025 actual bill$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,795Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,795
Interest rate6.00%
Loan term

Estimated payment

$1,237/mo

Principal & interest$807
FHA mortgage insurance (est.)$61
Property taxes (actual bill)$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $137K
$132KedgeAI estimate $149,809 · range $147K$157K$163K

vs edgeAI estimate

−8.6%

$/sqft vs Port Charlotte actives

$175 vs $209

Days on market

568 vs 56 typical

Where $175/sqft sits among the 400 Port Charlotte actives

117 · this home
120
65
41
22
35
$134–181$181–228$228–275$275–322$322–369$369+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Parkside

Map of 21405 OLEAN BOULEVARD UNIT 404 inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Parkside — neighborhood snapshot

Population

8,000

Median age

56

Median income

$37,366

Median home value

$144,150

Avg household

2

Households w/ children

583

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$289K$301K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

169 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $137,000 $38K
Jan 2, 2025Listed at $175,000 · 568 days on market since
1982Built · PROMENADES EAST

Reality check

What actually sold near 21405 OLEAN BOULEVARD UNIT 404

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21405 OLEAN BOULEVARD UNIT 605Sold · Feb ’26

$130,000

21405 OLEAN BOULEVARD UNIT 605 · same community

2 bd · 2 ba · 783 sqft · $166/sqft · 11 DOM

21405 OLEAN BOULEVARD UNIT 531Sold · Aug ’25

$185,000

21405 OLEAN BOULEVARD UNIT 531 · same community

2 bd · 2 ba · 783 sqft · $236/sqft · 111 DOM

21405 OLEAN BOULEVARD UNIT 508Sold · Dec ’25

$85,000

21405 OLEAN BOULEVARD UNIT 508 · same community

1 bd · 1 ba · 634 sqft · $134/sqft · 180 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21405 OLEAN BOULEVARD UNIT 404 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21405 OLEAN BOULEVARD UNIT 404 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

21405 OLEAN BOULEVARD UNIT 404 FAQs

What would the monthly payment be for 21405 OLEAN BOULEVARD UNIT 404?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,237/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 21405 OLEAN BOULEVARD UNIT 404?+

The most recent tax bill on record (2025) was $2,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 21405 OLEAN BOULEVARD UNIT 404?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $137,000, this home is listed about 59% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 21405 OLEAN BOULEVARD UNIT 404?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PORT CHARLOTTE 33952 market on paper

$137,000 is 13% below the PORT CHARLOTTE 33952 median of $157,500, and at $175/sqft it sits under the Port Charlotte average of $228.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

568 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $175,000, now $137,000 — a $38K cut. The full history is in the market section below.

Listing courtesy of KW COASTAL LIVING · Ronald Fichtenberg. MLS #N6136152.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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