Eric Chery
$365,0003 bd2 ba2,031 sqft$180 /sqft$2,660 /mo all-in ↓

955 TIMBERGREEN DRIVE, LAKELAND, FL, 33809

Active22 days on marketListed Jul 1, 2026MLS #L4963155

Single Family ResidenceOAKS LAKELAND

About this home

955 TIMBERGREEN DRIVE

CHARMING HOME WITH EXPANSIVE YARD...on a generous .35-acre lot with a fully fenced yard, this beautifully updated home offers a perfect blend of comfort. As you step inside, you are greeted by an inviting open floor plan that seamlessly connects the living spaces, ideal for modern living. The family room is a cozy retreat, featuring a corner wood-burning fireplace and soaring ceilings that create an airy and welcoming atmosphere. The updated kitchen is a delight, boasting real wood cabinets, sleek granite countertops, a full suite of appliances, and a stylish decorative backsplash. Whether cooking daily meals or hosting festive gatherings, this kitchen meets all your needs. Adjacent to the kitchen, the formal dining room offers versatility and charm, perfect for dinner parties or could be transformed into a convenient home office. It features a large window that provides a picturesque view of the front yard and is accented with an elegant decorative beadboard. Experience the beauty of natural light in the Florida room, where wall-to-wall windows offer unobstructed views of the backyard, bringing the outdoors in and filling the space with sunshine. The main bedroom is a private sanctuary split from other bedrooms, complete with an en-suite bathroom that includes a jacuzzi tub, a walk-in shower, and double sinks. The bedroom also features two closets with stylish sliding barn doors, providing ample storage space. TWO additional bedrooms are well-sized and share access to a second full bathroom, ensuring comfort and convenience for family and guests alike. Step outside to the expansive backyard, a blank canvas ready for your personal touch, whether it’s cultivating a garden or creating an outdoor living area. With no homeowners association, you have the freedom to make this space truly your own. The property also includes ample room to park a boat or RV. Entertaining is a breeze under the charming pergola, the perfect spot for hosting gatherings or enjoying quiet evenings outdoors. This home is a rare find, offering both privacy and a prime location with easy access to local amenities. Don’t miss the opportunity to make this delightful house your new home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,031

Sqft

0.35 ac

Lot size

2

Garage

1985

Year built

One

Levels

$180

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$2,282/yr

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,660 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$190
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$2,660/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$190
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$323KedgeAI estimate $344,642 · range $336K$358K$380K

vs edgeAI estimate

+5.9%

Days on market

22 vs 33 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 955 TIMBERGREEN DRIVE

Drive times from this address

Walt Disney World41 min
Downtown Tampa46 min
Universal Orlando51 min
Downtown Orlando57 min
Tampa Int’l Airport (TPA)58 min
Orlando Int’l Airport (MCO)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the Lakeland median. See the full Lakeland market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $365,000 · 22 days on market since
1985Built · OAKS LAKELAND

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 955 TIMBERGREEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 955 TIMBERGREEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

955 TIMBERGREEN DRIVE FAQs

What would the monthly payment be for 955 TIMBERGREEN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 955 TIMBERGREEN DRIVE?+

The most recent tax bill on record (2025) was $2,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $365,000, this home is listed about 7% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Listing courtesy of COLDWELL BANKER REALTY · Kelley Blackburn. MLS #L4963155.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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