Eric Chery
$409,900$419,9004 bd3 ba2,200 sqft$186 /sqft$2,951 /mo all-in ↓

4820 SUMMIT VIEW WAY, AUBURNDALE, FL, 33823

Active27 days on marketListed Jun 27, 2026MLS #L4963114

Reduced $10KSingle Family ResidenceLAKE JULIANA ESTATES

About this home

4820 SUMMIT VIEW WAY

Seller offering 4.99% financing OR up to $10,000 toward buyer closing costs with acceptable offer! Why wait to build when you can own this beautifully upgraded, move-in-ready Adams Homes 2200C floor plan located in the highly sought-after gated community of Lake Juliana Estates? Built in 2022, this meticulously maintained 4-bedroom, 3-bathroom home offers 2,200 square feet of thoughtfully designed living space and features tens of thousands of dollars in post-construction upgrades already completed for the next owner. From the moment you arrive, you’ll appreciate the tile roof, brick paver driveway, mature landscaping, and oversized homesite. Inside, the home has been enhanced well beyond typical builder-grade finishes, including upgraded Sherwin-Williams eggshell interior paint throughout, luxury vinyl plank flooring in all bedrooms replacing the original carpet, upgraded lighting fixtures throughout the home, custom window treatments, and permanent Govee exterior holiday lighting. The open-concept layout provides an ideal setting for both everyday living and entertaining, while the spacious family room, dining area, and kitchen flow seamlessly together to create a bright and inviting living space. The kitchen and all bathrooms feature granite countertops, providing a cohesive and upscale finish throughout the home. The private owner’s suite serves as a relaxing retreat featuring tray ceilings, dual vanities, a large walk-in shower with glass enclosure, and a spacious walk-in closet. The thoughtfully designed split-bedroom floor plan offers exceptional flexibility, featuring two secondary bedrooms connected by a Jack-and-Jill bathroom, as well as a separate fourth bedroom with its own private bathroom, creating an ideal setup for guests, multi-generational living, or an in-law suite. All four bedrooms feature walk-in closets, a rare and highly desirable feature. The home also includes a whole-house water purification system, water softener, reverse osmosis drinking water system at the kitchen sink, and all major appliances, including the refrigerator, washer, and dryer. Step outside to enjoy one of the property’s most impressive features: the fully fenced backyard complete with two gates, a screened rear lanai with pet door and ceiling fan, playground with artificial turf, and established privacy landscaping. Unlike purchasing new construction, all of the expensive and time-consuming improvements have already been completed for you. Residents of the gated Lake Juliana Estates community enjoy access to exceptional resort-style amenities, including a clubhouse, community pool, tennis courts, pickleball courts, basketball court, playground, private boat ramp, fishing dock, and access to beautiful Lake Juliana. Conveniently located just 3 to 5 minutes from Interstate 4, this home offers easy access to both Tampa and Orlando, with most destinations reachable in approximately 45 minutes. With a seller-paid permanent interest rate buy-down available, this home presents a rare opportunity to enjoy luxury living, substantial upgrades, and a significantly reduced monthly payment in one of Central Florida’s premier gated communities. Schedule your private showing today and discover why this home truly is better than new.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,200

Sqft

0.2 ac

Lot size

2

Garage

2022

Year built

One

Levels

$186

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorEating Space In Kitchen · High Ceilings · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorFrench Doors · Irrigation System · Lighting · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$197/mo
Taxes (2025)$0/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Private Boat Ramp · Water Access · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,951 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$0
HOA fee — from the listing$197
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,347Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,347
Interest rate6.00%
Loan term

Estimated payment

$3,327/mo

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Est. property taxes$376
HOA / condo fee$197
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$380KedgeAI estimate $412,559 · range $396K$455K$473K

vs edgeAI estimate

−0.6%

$/sqft vs LAKE JULIANA ESTATES

$186 vs $209

Days on market

27 vs 50 typical

Where $186/sqft sits among the 25 homes for sale in LAKE JULIANA ESTATES

6 · this home
6
9
1
1
2
$182–195$195–208$208–221$221–234$234–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Juliana Estates

Map of 4820 SUMMIT VIEW WAY inside its neighborhood boundary

Drive times from this address

Walt Disney World27 min
Universal Orlando37 min
Downtown Orlando43 min
Downtown Tampa46 min
Orlando Int’l Airport (MCO)48 min
Tampa Int’l Airport (TPA)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

Lake Juliana Estates — neighborhood snapshot

Population

355

Median age

53

Median income

$101,000

Median home value

$379,400

Avg household

3

Households w/ children

35%

For the school run

Polk County School District

ElementaryLena Vista Elementary School★★★★★
HighAuburndale Senior High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$316K$335K

Auburndale median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

17 of 25

LAKE JULIANA ESTATES have cut their price

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

CurrentPrice reduced to $409,900 $10K
Jun 27, 2026Listed at $419,900 · 27 days on market since
2022Built · LAKE JULIANA ESTATES

Reality check

What actually sold near 4820 SUMMIT VIEW WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5120 VILLA CREST WAYSold · Feb ’26

$391,015

5120 VILLA CREST WAY · same community

4 bd · 3 ba · 2,200 sqft · $178/sqft · 557 DOM

4658 GRANDVIEW GLEN DRIVESold · Feb ’26

$393,665

4658 GRANDVIEW GLEN DRIVE · same community

4 bd · 3 ba · 2,200 sqft · $179/sqft · 722 DOM

5102 VILLA CREST WAYSold · Dec ’25

$408,165

5102 VILLA CREST WAY · same community

4 bd · 3 ba · 2,200 sqft · $186/sqft · 513 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4820 SUMMIT VIEW WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4820 SUMMIT VIEW WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4820 SUMMIT VIEW WAY FAQs

What would the monthly payment be for 4820 SUMMIT VIEW WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,951/mo — principal and interest, estimated property taxes, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4820 SUMMIT VIEW WAY?+

The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4820 SUMMIT VIEW WAY?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4820 SUMMIT VIEW WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $409,900, this home is listed about 15% above the Auburndale median of $355,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4820 SUMMIT VIEW WAY?+

Lena Vista Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Laura Lewenhaupt. MLS #L4963114.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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