
4820 SUMMIT VIEW WAY, AUBURNDALE, FL, 33823
Active27 days on marketListed Jun 27, 2026MLS #L4963114
About this home
4820 SUMMIT VIEW WAY
Seller offering 4.99% financing OR up to $10,000 toward buyer closing costs with acceptable offer! Why wait to build when you can own this beautifully upgraded, move-in-ready Adams Homes 2200C floor plan located in the highly sought-after gated community of Lake Juliana Estates? Built in 2022, this meticulously maintained 4-bedroom, 3-bathroom home offers 2,200 square feet of thoughtfully designed living space and features tens of thousands of dollars in post-construction upgrades already completed for the next owner. From the moment you arrive, you’ll appreciate the tile roof, brick paver driveway, mature landscaping, and oversized homesite. Inside, the home has been enhanced well beyond typical builder-grade finishes, including upgraded Sherwin-Williams eggshell interior paint throughout, luxury vinyl plank flooring in all bedrooms replacing the original carpet, upgraded lighting fixtures throughout the home, custom window treatments, and permanent Govee exterior holiday lighting. The open-concept layout provides an ideal setting for both everyday living and entertaining, while the spacious family room, dining area, and kitchen flow seamlessly together to create a bright and inviting living space. The kitchen and all bathrooms feature granite countertops, providing a cohesive and upscale finish throughout the home. The private owner’s suite serves as a relaxing retreat featuring tray ceilings, dual vanities, a large walk-in shower with glass enclosure, and a spacious walk-in closet. The thoughtfully designed split-bedroom floor plan offers exceptional flexibility, featuring two secondary bedrooms connected by a Jack-and-Jill bathroom, as well as a separate fourth bedroom with its own private bathroom, creating an ideal setup for guests, multi-generational living, or an in-law suite. All four bedrooms feature walk-in closets, a rare and highly desirable feature. The home also includes a whole-house water purification system, water softener, reverse osmosis drinking water system at the kitchen sink, and all major appliances, including the refrigerator, washer, and dryer. Step outside to enjoy one of the property’s most impressive features: the fully fenced backyard complete with two gates, a screened rear lanai with pet door and ceiling fan, playground with artificial turf, and established privacy landscaping. Unlike purchasing new construction, all of the expensive and time-consuming improvements have already been completed for you. Residents of the gated Lake Juliana Estates community enjoy access to exceptional resort-style amenities, including a clubhouse, community pool, tennis courts, pickleball courts, basketball court, playground, private boat ramp, fishing dock, and access to beautiful Lake Juliana. Conveniently located just 3 to 5 minutes from Interstate 4, this home offers easy access to both Tampa and Orlando, with most destinations reachable in approximately 45 minutes. With a seller-paid permanent interest rate buy-down available, this home presents a rare opportunity to enjoy luxury living, substantial upgrades, and a significantly reduced monthly payment in one of Central Florida’s premier gated communities. Schedule your private showing today and discover why this home truly is better than new.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,200
Sqft
0.2 ac
Lot size
2
Garage
2022
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,327/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs LAKE JULIANA ESTATES
$186 vs $209
Days on market
27 vs 50 typical
Where $186/sqft sits among the 25 homes for sale in LAKE JULIANA ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Juliana Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Lake Juliana Estates — neighborhood snapshot
Population
355
Median age
53
Median income
$101,000
Median home value
$379,400
Avg household
3
Households w/ children
35%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
17 of 25
LAKE JULIANA ESTATES have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 4820 SUMMIT VIEW WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$391,015
5120 VILLA CREST WAY · same community
4 bd · 3 ba · 2,200 sqft · $178/sqft · 557 DOM
Sold · Feb ’26$393,665
4658 GRANDVIEW GLEN DRIVE · same community
4 bd · 3 ba · 2,200 sqft · $179/sqft · 722 DOM
Sold · Dec ’25$408,165
5102 VILLA CREST WAY · same community
4 bd · 3 ba · 2,200 sqft · $186/sqft · 513 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4820 SUMMIT VIEW WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4820 SUMMIT VIEW WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4820 SUMMIT VIEW WAY FAQs
What would the monthly payment be for 4820 SUMMIT VIEW WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,951/mo — principal and interest, estimated property taxes, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4820 SUMMIT VIEW WAY?+
The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4820 SUMMIT VIEW WAY?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4820 SUMMIT VIEW WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $409,900, this home is listed about 15% above the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4820 SUMMIT VIEW WAY?+
Lena Vista Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Laura Lewenhaupt. MLS #L4963114.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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