4561 DAVID DRIVE, BARTOW, FL, 33830
Active23 days on marketListed Jun 26, 2026MLS #L4962953
About this home
4561 DAVID DRIVE
Finding an affordable, move-in-ready home in Bartow with no HOA and major updates already completed is becoming harder to find. That's what makes 4561 David Drive such a great opportunity. Whether you're buying your first home, looking to simplify life, or searching for a comfortable place to enjoy your retirement years, this well-maintained 3-bedroom, 1.5-bath home offers the perfect blend of value, convenience, and peace of mind. Inside, you'll find durable vinyl plank flooring throughout, a bright and welcoming living space filled with natural light, and a spacious primary bedroom designed for everyday comfort. French doors open to a fully fenced backyard, providing a private outdoor retreat perfect for pets, gardening, relaxing with a morning coffee, or spending time with loved ones. One of the biggest advantages of this home is that many of the major expenses have already been taken care of, including a roof installed in 2018, helping reduce future maintenance concerns and giving buyers added confidence. Located in an established Bartow neighborhood with no HOA restrictions, you'll enjoy the freedom to make the property your own while staying close to everything you need. Downtown Bartow's historic charm, local restaurants, shopping, medical facilities, parks, and everyday conveniences are just minutes away. Commuters will appreciate easy access to Highway 17, while outdoor enthusiasts can explore nearby Circle B Bar Reserve, Lake Hancock, and the area's beautiful natural surroundings. If you've been waiting for an affordable home that's move-in ready, offers outdoor space, and delivers exceptional value in one of Polk County's most charming communities, this is one you won't want to miss. Schedule your private showing today and discover why so many love calling Bartow home.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,100
Sqft
0.17 ac
Lot size
1973
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,919 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,919/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs Bartow actives
$226 vs $173
Days on market
23 vs 42 typical
Where $226/sqft sits among the 120 Bartow actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Drive times from this address
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$325K → $310K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
68 of 120
Bartow actives have cut their price
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 4561 DAVID DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$239,000
4635 WESTON ROAD · same community
3 bd · 1.5 ba · 1,072 sqft · $223/sqft · 35 DOM
Sold · Sep ’25$157,000
4635 WESTON ROAD · same community
3 bd · 1.5 ba · 1,072 sqft · $146/sqft · 26 DOM
Sold · Dec ’25$145,000
4534 DAVID DRIVE · same community
3 bd · 1.5 ba · 1,053 sqft · $138/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4561 DAVID DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4561 DAVID DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4561 DAVID DRIVE FAQs
What would the monthly payment be for 4561 DAVID DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,919/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4561 DAVID DRIVE?+
The most recent tax bill on record (2025) was $2,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4561 DAVID DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bartow?+
At $249,000, this home is listed about 23% below the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4561 DAVID DRIVE?+
Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jen Lay. MLS #L4962953.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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