3182 WINCHESTER ESTATES LOOP, LAKELAND, FL, 33810
Active64 days on marketListed May 20, 2026MLS #L4962040
About this home
3182 WINCHESTER ESTATES LOOP
Seller motivated! Located in the desirable Winchester Estates Lakeland neighborhood, this well-maintained 3-bedroom, 2-bath home offers comfort, functionality, and valuable upgrades throughout. Enjoy peace of mind with a newer roof paired with paid off solar panels, helping keep electric bills more affordable! Inside, the home features stylish luxury vinyl plank flooring, a designated dining area, and an indoor laundry room for added convenience. The spacious Florida room features ceramic tile flooring and full heating and cooling, making it the perfect year-round flex space. The master suite is a true retreat, complete with a private en suite bathroom featuring dual vanity sinks, a walk-in closet, a separate shower, and a relaxing garden tub. Outside, you’ll appreciate the screened front lanai, fully fenced backyard, and additional storage shed with electricity. The property also offers exceptional parking options with extended concrete parking on one side of the driveway and an additional rock parking pad on the other — perfect for extra vehicles, trailers, or recreational equipment. The attached garage features two 50-amp outlets and a newer quiet garage door motor for added convenience. With versatile indoor and outdoor living spaces, upgraded features, and plenty of parking and storage, this home is ready for its next owner to enjoy everything Lakeland living has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,299
Sqft
0.2 ac
Lot size
2
Garage
2012
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,135 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,135/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
$/sqft vs Lakeland actives
$216 vs $196
Days on market
64 vs 33 typical
Where $216/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
192 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3182 WINCHESTER ESTATES LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$280,000
3134 WINCHESTER ESTATES LOOP · same community
3 bd · 2 ba · 1,245 sqft · $225/sqft · 96 DOM
Sold · Sep ’25$260,000
3243 WINCHESTER ESTATES CIRCLE · same community
3 bd · 2 ba · 1,208 sqft · $215/sqft · 73 DOM
Sold · Jul ’25$325,000
3137 WINCHESTER ESTATES LOOP · same community
3 bd · 2 ba · 1,168 sqft · $278/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3182 WINCHESTER ESTATES LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3182 WINCHESTER ESTATES LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3182 WINCHESTER ESTATES LOOP FAQs
What would the monthly payment be for 3182 WINCHESTER ESTATES LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,135/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3182 WINCHESTER ESTATES LOOP?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3182 WINCHESTER ESTATES LOOP?+
The most recent tax bill on record (2025) was $2,058. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3182 WINCHESTER ESTATES LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $279,999, this home is listed about 18% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Heather Alford. MLS #L4962040.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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