251 RAMSGATE WAY, HAINES CITY, FL, 33844
Active65 days on marketListed May 19, 2026MLS #L4962017
About this home
251 RAMSGATE WAY
Hard to find 3 bedroom Home. 2001 Jacabson home is beautifully laid out with plenty of light and room to move. Large Kitchen with laundry center. Split floor plan with good size rooms. Primary bedroom has his and hers closet with a large bathroom suite. The finished Florida room off the kitchen has multiple uses, sitting room, another TV room, extra bedroom, sewing or craft room. Roof new in 2023. A/C is brand new, with new Duct work and Thermostat. This home is a premium home, Turn Key, made by Jacabson. See this home before you make a decision because you will love living in Sweetwater Community, where you have a deeded lot, amenities like a heated pool, fitness center, 18 hole golf course, lake frontage and marina, tennis court, pickle ball court, shuffleboard courts, a large beautiful clubhouse with billiards, library, craft room, ballroom and a full service English Pub. We are a very active community where there is always something going on. Visit Sweetwater and let us give you a tour.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,485
Sqft
0.09 ac
Lot size
2001
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,902 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,902/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
Days on market
65 vs 36 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$23,281/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening40%
Occupancy
▼ 33% yr/yr
$210
Avg nightly rate
▲ 4% yr/yr
$17K/yr
Revenue per listing
$87
RevPAR
69 days
Booking lead time
6.4 nights
Avg stay
3
Typical min nights
447
Active rentals
▼ 5% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 29% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,632
Median age
70
Median income
$70,273
Median home value
$28,345
Avg household
2
Households w/ children
15%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$311K → $320K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 251 RAMSGATE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 251 RAMSGATE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
251 RAMSGATE WAY FAQs
What would the monthly payment be for 251 RAMSGATE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,902/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 251 RAMSGATE WAY?+
The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 251 RAMSGATE WAY?+
The most recent tax bill on record (2025) was $692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 251 RAMSGATE WAY be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 251 RAMSGATE WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $205,000, this home is listed about 35% below the Haines City median of $314,900. The market section on this page shows how the area is trending.
Which schools are assigned to 251 RAMSGATE WAY?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SWEETWATER RESALES · Lucille Spaulding. MLS #L4962017.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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