231 AVENUE A NE, WINTER HAVEN, FL, 33881
Active115 days on marketListed Apr 10, 2026MLS #L4960914
About this home
231 AVENUE A NE
Virtually Staged. Price Improvement! Charming 1920s home in Winter Haven featuring original hardwood floors, modern updates, and desirable R-3 zoning. Located in one of Central Florida's fastest-growing markets, this move-in-ready property offers flexibility, character, and investment potential. Inside, you'll find a bright foyer, spacious living and dining areas with original hardwood flooring, and a functional kitchen complete with refrigerator, range, microwave, and dishwasher. The split-bedroom layout provides added privacy, while a bonus flex space off the primary bedroom is ideal for a home office, nursery, gym, or hobby room. A large Florida room adds extra living space and offers direct driveway access, perfect for entertaining or relaxing. The R-3 zoning creates opportunities for investors and future development potential (buyers should verify permitted uses with the City of Winter Haven). Conveniently located near downtown Winter Haven, LEGOLAND® Florida Resort, shopping, dining, medical facilities, major highways, and the Chain of Lakes. Now offered at a reduced price—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,144
Sqft
0.15 ac
Lot size
1920
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,640 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,640/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs Winter Haven actives
$170 vs $170
Days on market
115 vs 46 typical
Where $170/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33881 — neighborhood snapshot
Population
39,189
Median age
43.6
Median income
$53,867
Median home value
$177,400
Avg household
2.61
Households w/ children
3,730
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
192 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 231 AVENUE A NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$260,000
229 NE AVENUE B · same community
4 bd · 2 ba · 1,593 sqft · $163/sqft · 27 DOM
Sold · May ’26$155,000
305 AVENUE B NE · same community
3 bd · 2 ba · 1,784 sqft · $87/sqft · 31 DOM
Sold · Jun ’26$130,000
104 MAYFAIR PLACE SW
2 bd · 2 ba · 1,140 sqft · $114/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 231 AVENUE A NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 231 AVENUE A NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
231 AVENUE A NE FAQs
What would the monthly payment be for 231 AVENUE A NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,640/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 231 AVENUE A NE?+
The most recent tax bill on record (2025) was $2,944. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $195,000, this home is listed about 32% below the Winter Haven median of $284,995. The market section on this page shows how the area is trending.
Which schools are assigned to 231 AVENUE A NE?+
Lake Alfred Polytech Academy (middle), Fred G. Garner Academy (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER HAVEN 33881 market on paper
$195,000 is 22% below the WINTER HAVEN 33881 median of $249,900, and at $170/sqft it sits under the Winter Haven average of $174.
02Time on market is leverage
115 days on market against a Winter Haven median of 46 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $210,000, now $195,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Michael Hochadel. MLS #L4960914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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