18344 NW 284TH STREET, OKEECHOBEE, FL, 34972
Active165 days on marketListed Feb 10, 2026MLS #K4903283
About this home
18344 NW 284TH STREET
Build your dream home or invest in your future with this beautiful 1.25-acre vacant lot located in the desirable Viking Estates / Prairie area of Okeechobee County. This high and dry, cleared property offers plenty of space and flexibility—perfect for a single-family home, manufactured home, weekend retreat, private homestead, or small ranch. A culvert is already in place for easy access, and power poles are nearby, making electric hookup simple and convenient. The property is gated, cleared, and ready for your vision. Enjoy the peace of rural living while still being within easy driving distance to downtown Okeechobee, shopping, schools, and the world-renowned Lake Okeechobee—famous for boating and record-setting bass fishing. With the area experiencing steady growth, this is an excellent opportunity to purchase affordable Florida land with strong potential for future value. With the area experiencing steady growth, this is an excellent opportunity to purchase affordable Florida land with strong potential for future value.
Facts & features
The home at a glance
1.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$456 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$456/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 18344 NW 284TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$265,000
18286 NW 262ND STREET · same community
3 bd · 2 ba · 1,056 sqft · $251/sqft · 4 DOM
Sold · Sep ’25$280,000
17491 NW 284th St, FL 34972 · same community
3 bd · 2 ba · 1,193 sqft · $235/sqft · 168 DOM
Sold · Aug ’25$310,000
18767 NW 240th Street, FL 34972 · same community
3 bd · 2 ba · 1,247 sqft · $249/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18344 NW 284TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18344 NW 284TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
18344 NW 284TH STREET FAQs
What would the monthly payment be for 18344 NW 284TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $456/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18344 NW 284TH STREET?+
The most recent tax bill on record (2025) was $520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $39,900, this home is listed about 86% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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