121 DEER ROAD, FROSTPROOF, FL, 33843
Active181 days on marketListed Jan 24, 2026MLS #K4903235
About this home
121 DEER ROAD
Seller is Motivated!!!Experience the ultimate in serene country living with this spacious 3-bedroom, 2-bathroom gem nestled within the exclusive gated community of Lake Reedy Estates. Perfectly positioned just 90 minutes from the vibrant energy of both Tampa and Orlando, this home offers a peaceful sanctuary away from the city hustle without sacrificing modern convenience. The expansive primary suite serves as a true private retreat, featuring a charming sitting area set against a bay window—the perfect spot for morning coffee. The ensuite primary bath is designed for relaxation with dual sinks, a deep soaking tub, and a separate walk-in shower, complemented by a generous walk-in closet. The heart of the home boasts airy high ceilings and a thoughtfully designed kitchen with a convenient pass-through to the living room, making entertaining a breeze. This tech-forward residence is fully equipped with a smart dishwasher, washer, dryer, and water heater. Enjoy year-round comfort with central heat and air, plus specialized two-zone A/C in the primary and secondary bedrooms for personalized climate control. Sustainability meets efficiency with a full solar array installed in 2020. Outdoor living is equally impressive, featuring a private screened-in back porch, a fenced-in area for pets, and a sturdy utility building for extra storage. As a resident, you'll enjoy deeded lake access and the private Lake Reedy Estates community dock. Complete with a double garage and plenty of room to breathe, this is the Florida lifestyle you've been dreaming of. Home can be purchased partially furnished. Schedule a visit today to experience the quiet charm of Frostproof!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,903
Sqft
1 ac
Lot size
2
Garage
2007
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,703 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,703/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs 0
$187 vs $464
Days on market
181 vs 48 typical
Where $187/sqft sits among the 11 homes for sale in 0
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Frostproof
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $245K
Frostproof median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
0 of 11
0 have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 624% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 DEER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$235,000
121 PEBBLE LANE · same community
4 bd · 3.5 ba · 1,961 sqft · $120/sqft · 4 DOM
Sold · Jul ’26$425,000
2365 POLK ROAD · same community
3 bd · 2 ba · 1,800 sqft · $236/sqft · 64 DOM
Sold · Dec ’25$372,180
4979 MEADOW BAY COURT · same community
4 bd · 2 ba · 1,740 sqft · $214/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 121 DEER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 DEER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
121 DEER ROAD FAQs
What would the monthly payment be for 121 DEER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,703/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 121 DEER ROAD?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 121 DEER ROAD?+
The most recent tax bill on record (2025) was $3,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 121 DEER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $355,000, this home is listed about 29% above the Frostproof median of $274,950. The market section on this page shows how the area is trending.
Which schools are assigned to 121 DEER ROAD?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$355,000 runs 624% above the FROSTPROOF 33843 median — but at 1,903 sqft it's also 37% larger than the typical Frostproof listing.
02Time on market is leverage
181 days on market against a Frostproof median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $395,000, now $355,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FROSTPROOF REALTY · Melba Taylor. MLS #K4903235.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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