
1926 OCEAN SHORE BOULEVARD UNIT 109, ORMOND BEACH, FL, 32176
Active121 days on marketListed Mar 24, 2026MLS #J999110
About this home
1926 OCEAN SHORE BOULEVARD UNIT 109
Welcome to easy coastal living just steps from the ocean! This beautifully renovated first-floor condo offers the perfect blend of comfort, convenience, and beachside charm. Ideally located on the south side of the building, you'll enjoy a private patio and the ease of ground-floor access--no stairs needed. Inside, the unit is move-in ready with tasteful updates throughout and comes fully furnished, making it ideal for a primary residence, second home, or investment opportunity. The kitchen is fully equipped, and every detail has been thoughtfully prepared so you can start enjoying the coastal lifestyle right away. Just a short walk across the street brings you to direct beach access with a deck, perfect for morning sunrises or evening strolls along the shore. Outdoor parking is conveniently located right next to the unit, with additional guest parking available.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
850
Sqft
1.53 ac
Lot size
1974
Year built
One
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,912 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,912/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.3%
$/sqft vs Ormond Beach actives
$276 vs $237
Days on market
121 vs 41 typical
Where $276/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
207 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1926 OCEAN SHORE BOULEVARD UNIT 109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$262,000
1926 OCEAN SHORE BOULEVARD UNIT 3120 · same community
2 bd · 2 ba · 1,175 sqft · $223/sqft · 337 DOM
Sold · Sep ’25$250,000
1926 OCEAN SHORE BOULEVARD UNIT 2080 · same community
2 bd · 2 ba · 1,190 sqft · $210/sqft · 9 DOM
Sold · Jun ’26$259,000
45 ALAMANDA DRIVE
2 bd · 1 ba · 864 sqft · $300/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1926 OCEAN SHORE BOULEVARD UNIT 109 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1926 OCEAN SHORE BOULEVARD UNIT 109 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1926 OCEAN SHORE BOULEVARD UNIT 109 FAQs
What would the monthly payment be for 1926 OCEAN SHORE BOULEVARD UNIT 109?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,912/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1926 OCEAN SHORE BOULEVARD UNIT 109?+
The most recent tax bill on record (2025) was $3,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1926 OCEAN SHORE BOULEVARD UNIT 109?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $235,000, this home is listed about 45% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1926 OCEAN SHORE BOULEVARD UNIT 109?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORMOND BEACH 32176 market on paper
$235,000 is 35% below the ORMOND BEACH 32176 median of $359,250.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
121 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J999110.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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