5580 SW 81ST PLACE, OCALA, FL, 34476
Active26 days on marketListed Jul 8, 2026MLS #GC541770
About this home
5580 SW 81ST PLACE
Perfectly positioned on a prime corner lot in highly sought-after Bent Tree, this 4/3+office offers the perfect blend of luxury, functionality, and resort-style living. Thoughtfully designed with a desirable 3-way split floor plan, the open-concept layout provides both exceptional privacy and effortless entertaining. From the moment you enter, you're greeted by breathtaking panoramic views of the pool through expansive triple sliding glass doors and an oversized custom picture window in the breakfast nook, creating a bright, inviting atmosphere where indoor and outdoor living blend effortlessly together. The living room is anchored by a stately fireplace flanked by custom built-ins, serving as a timeless focal point, while the oversized kitchen features an abundance of cabinetry and expansive prep space. Expertly selected designer lighting further elevates the home’s aesthetic, with an organic modern collection showcasing warm aged brass finishes and woven natural textures inspired by today's luxury resorts. The spacious primary suite is a true retreat, with direct access to the covered lanai and pool, two walk-in closets, dual vanities, a jetted soaking tub, and a walk-in shower. A separate wing offers two bedrooms with a Jack-and-Jill bath, while the fourth bedroom enjoys its own private ensuite with direct pool access - ideal for guests or multigenerational living. Outside, recently installed luxury pavers surround the pool and extend to an incredible custom fire pit, offering multiple spaces to gather and entertain year-round. A white vinyl privacy fence, installed in 2020, completes the backyard retreat. Noteworthy updates include a new roof (2023), newer HVAC (2022), exterior paint (2022), new pool pump (2026), refreshed landscaping, updated lighting fixtures (2026), and more. The ideal location is just minutes from I-75, premier shopping, dining, medical facilities, and everyday conveniences. Combining sophisticated finishes, an outstanding floor plan, extensive updates, and an incredible outdoor lifestyle, this home truly delivers the complete package. Call today to schedule your showing! *This home has been virtually staged*
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,344
Sqft
0.32 ac
Lot size
2
Garage
2005
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.4%
$/sqft vs Ocala actives
$181 vs $181
Days on market
26 vs 43 typical
Where $181/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5580 SW 81ST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$505,000
3919 APPLETREE DRIVE · same community
4 bd · 3 ba · 2,442 sqft · $207/sqft · 6 DOM
Sold · Jul ’26$300,000
5583 SW 83RD LANE · same community
3 bd · 2 ba · 2,127 sqft · $141/sqft · 141 DOM
Sold · Nov ’25$480,000
3950 APPLETREE DRIVE · same community
3 bd · 2 ba · 2,101 sqft · $228/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5580 SW 81ST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5580 SW 81ST PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5580 SW 81ST PLACE FAQs
What would the monthly payment be for 5580 SW 81ST PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,232/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5580 SW 81ST PLACE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5580 SW 81ST PLACE?+
The most recent tax bill on record (2025) was $4,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5580 SW 81ST PLACE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $425,000, this home is listed about 42% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5580 SW 81ST PLACE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 47% above the OCALA 34476 median — but at 2,344 sqft it's also 35% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $439,900, now $425,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Jordane Harden. MLS #GC541770.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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