Eric Chery
$429,000$449,0003 bd2 ba1,340 sqft$320 /sqft$3,304 /mo all-in ↓

433 SE 7TH STREET, GAINESVILLE, FL, 32601

Active39 days on marketListed Jun 16, 2026MLS #GC541271

Reduced $20KSingle Family ResidenceGAINESVILLE ROPERS ADD

About this home

433 SE 7TH STREET

Discover the perfect blend of historic charm and modern convenience in this beautifully maintained 3-bedroom, 2-bath home located in Gainesville's sought-after Historic Southeast neighborhood. Originally built in 1946, this inviting residence showcases original hardwood flooring, timeless architectural character, and thoughtful updates throughout.The updated kitchen features shaker-style cabinetry, granite countertops, and modern appliances, creating a functional and stylish space for everyday living. The well-designed floor plan offers two full bathrooms, including a walk-in shower in one bath and a tub/shower combination in the other. For added peace of mind, the home also features a new HVAC system installed in 2025. Step outside and enjoy the welcoming front porch complete with a classic porch swing—perfect for relaxing with your morning coffee or unwinding in the evening. The fully fenced backyard offers privacy and plenty of space for pets, gardening, entertaining, or simply enjoying the outdoors. Situated on a desirable corner lot just minutes from Downtown Gainesville, the University of Florida, and Depot Park, this home provides exceptional access to shopping, dining, entertainment, and outdoor recreation. Enjoy the character of a historic neighborhood while benefiting from modern comforts and an unbeatable central location. Whether you're searching for a primary residence, investment property, or a home close to UF and downtown amenities, this Historic Southeast gem offers a rare opportunity to own a piece of Gainesville's history and charm.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,340

Sqft

0.11 ac

Lot size

1946

Year built

One

Levels

$320

Per sqft

FireplaceCity view

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionOther
FoundationBlock
ViewCity
FacesWest
ExteriorFrench Doors · Garden · Other · Private Entrance · Private Mailbox · Private Yard · Sidewalk

Community & fees

Taxes (2025)$5,142/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,304 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$429
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,015
Interest rate6.00%
Loan term

Estimated payment

$3,304/mo

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$429
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $429K
$238KedgeAI estimate $252,828 · range $248K$266K$446K

vs edgeAI estimate

+69.7%

$/sqft vs Gainesville actives

$320 vs $198

Days on market

39 vs 36 typical

Where $320/sqft sits among the 400 Gainesville actives

81
104
80
64
32
39 · this home
$126–160$160–193$193–227$227–260$260–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Springhill

Map of 433 SE 7TH STREET inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Springhill — neighborhood snapshot

Population

493

Median age

38

Median income

$37,482

Median home value

$138,364

Avg household

2

Households w/ children

39%

For the school run

Alachua County School District

ElementaryJoseph Williams Elementary School★★★★★
MiddleAbraham Lincoln Middle School★★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

182 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the GAINESVILLE 32601 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,000 $20K
Jun 16, 2026Listed at $449,000 · 39 days on market since
1946Built · GAINESVILLE ROPERS ADD

Reality check

What actually sold near 433 SE 7TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

702 SE 8TH STREETSold · Feb ’26

$274,900

702 SE 8TH STREET · same community

3 bd · 2 ba · 976 sqft · $282/sqft · 40 DOM

725 SE 4TH AVENUESold · Aug ’25

$350,000

725 SE 4TH AVENUE · same community

4 bd · 2 ba · 1,733 sqft · $202/sqft · 9 DOM

1142 SW 9TH ROAD UNIT 204Sold · Dec ’25

$422,500

1142 SW 9TH ROAD UNIT 204

3 bd · 3 ba · 1,296 sqft · $326/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 433 SE 7TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 433 SE 7TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

433 SE 7TH STREET FAQs

What would the monthly payment be for 433 SE 7TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,304/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 433 SE 7TH STREET?+

The most recent tax bill on record (2025) was $5,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $429,000, this home is listed about 45% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 433 SE 7TH STREET?+

Joseph Williams Elementary School (elementary), Abraham Lincoln Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$429,000 runs 79% above the GAINESVILLE 32601 median.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $449,000, now $429,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of CORNERSTONE REALTY & MANAGEMENT SERVICES LLC · Jamie Williams. MLS #GC541271.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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