122 TANNER ROAD, FLORAHOME, FL, 32140
Active39 days on marketListed Jun 12, 2026MLS #GC540969
About this home
122 TANNER ROAD
LIVING THE COUNTRY LIFE IN NORTH CENTRAL FLORIDA More room than you can imagine in this 2,115 sqft quality-built Jacobson Modular Home on almost 5 partially wooded acres. Want some Country Living away from the busy life of the congested cities, where wildlife is your neighbor? This still like-new (2022) split floor plan home has 9-foot ceilings with lots of natural lighting. The home has a full-width, huge family room (currently used as a craft room) plus a large living room with bay window and dining room combination. The primary bedroom has a spacious walk-in closet with two accesses to its bathroom. The kitchen is very spacious, even has a hidden walk-in pantry. Appliances will all be staying with the home. A new 140 ft well was just installed in March 2026. The property is partially cleared and overlooks a large open area where all types of wildlife may wander up to see what you’re up to. It’s just beautiful out here, and the location is an easy commute to Palatka, St. Augustine, The Beaches, Gainesville, and Middleburg Florida. Just down the road piece are Florahome, Keystone Heights, and especially Historic Melrose, where you’ll find a one light town that has all types of cultural activities, several restaurants, art galleries, doctors, shopping, and music events—including art walks on the first Friday of every month. Plus, right in town 6,000 acre Santa Fe Lake for all your water recreational activities. There is just so much here in our little surrounding towns. Even Rails to Trails is just minutes away from your home. You’ll find about everything you want for your new country way of life out here plus have all the conveniences you’ll need just down the road a piece. Call for your appointment soon. Note: Seller is considering selling his next door 3/2 MH with several buildings also. Great for more family or a rental.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,115
Sqft
4.84 ac
Lot size
2022
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,773 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,773/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Florahome
Get to know Florahome. See the full Florahome guide →
FLORAHOME 32140 — neighborhood snapshot
Population
1,558
Median age
39.7
Median income
$35,000
Median home value
$122,600
Avg household
2.51
Households w/ children
169
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Florahome market
$250K → $204K
Florahome median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Florahome, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2218% above the FLORAHOME 32140 median. See the full Florahome market guide →
Paper trail
This home's history
Reality check
What actually sold near 122 TANNER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$202,200
162 TANNER ROAD · same community
3 bd · 2 ba · 1,323 sqft · $153/sqft · 89 DOM
Sold · Jun ’26$360,000
1085 STATE ROAD 100
3 bd · 2 ba · 2,014 sqft · $179/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 122 TANNER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 122 TANNER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
122 TANNER ROAD FAQs
What would the monthly payment be for 122 TANNER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,773/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 122 TANNER ROAD?+
The most recent tax bill on record (2025) was $5,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Florahome?+
At $334,900, this home is listed about 37% above the Florahome median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 122 TANNER ROAD?+
Interlachen Junior-Senior High School (high), Melrose Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 LAKESIDE REALTY · Roger Buz. MLS #GC540969.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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