140 RYLAND CIRCLE, STEINHATCHEE, FL, 32359
Active63 days on marketListed May 22, 2026MLS #GC540546
About this home
140 RYLAND CIRCLE
Build your dream getaway in the heart of Florida’s Gulf Coast at Steinhatchee Landing Resort! This rare vacant lot with included boat slip offers the perfect opportunity to create your custom retreat along the scenic Steinhatchee River. Located inside one of Steinhatchee’s most sought-after waterfront communities, this property combines laid-back coastal living with resort-style amenities and unbeatable access to some of the best boating and fishing on the Gulf. Enjoy everything the community has to offer, including a sparkling community pool, hot tub, sauna, fitness center, tennis courts, basketball courts, pavilion and patio areas, petting zoo, dog park, fish cleaning stations, community boat docks, and canoe/kayak access to the river. The golf cart-friendly roads make it easy to cruise through the neighborhood and enjoy the charming Old Florida atmosphere. Boaters and anglers will love the convenience of being just a quick 3-mile boat ride to the Gulf of Mexico, giving you easy access to world-class scalloping, fishing, and waterfront adventures. Whether you’re looking for a vacation homesite, investment opportunity, or future coastal escape, this property offers the perfect blend of recreation, relaxation, and waterfront lifestyle in beautiful Steinhatchee.
Facts & features
The home at a glance
0.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,679 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,679/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 RYLAND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$300,000
1712 NE KING STREET
2 bd · 2 ba · 920 sqft · $326/sqft · 261 DOM
Sold · Mar ’26$255,000
5492 SW 358 HIGHWAY
2 bd · 1 ba · 936 sqft · $272/sqft · 123 DOM
Sold · Sep ’25$100,000
911 WHITE LANE NE
2 bd · 1 ba · 1,000 sqft · $100/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 140 RYLAND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 RYLAND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
140 RYLAND CIRCLE FAQs
What would the monthly payment be for 140 RYLAND CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,679/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 140 RYLAND CIRCLE?+
The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 140 RYLAND CIRCLE?+
The most recent tax bill on record (2025) was $2,383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 140 RYLAND CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Steinhatchee?+
At $325,000, this home is listed about 16% below the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 140 RYLAND CIRCLE?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 104% above the STEINHATCHEE 32359 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC540546.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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