
3709 NW 67TH TERRACE, BELL, FL, 32619
Active98 days on marketListed Apr 27, 2026MLS #GC539839
About this home
3709 NW 67TH TERRACE
Suwannee River -This high quality custom-built 3 bedroom, 2 bath riverfront home with a 2-car garage, offers 1,538 square feet of living space and 100 feet of frontage on a deeper section of the river. This well-maintained property provides excellent water access with the ability to boat all the way to the Gulf, delivering the privacy, setting, and lifestyle that make North Florida waterfront living so desirable. From the moment you enter, your eyes are drawn to the beauty of the river life with 8-foot slider doors and open views. You’ll find a functional open layout designed for comfortable, everyday living. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, a large walk-in pantry and flows seamlessly into the main living area with high vaulted ceilings, crown molding, built in electric fireplace, an abundance of natural light and views of the river. The split floor plan provides added privacy, with a comfortable spacious primary suite boasting his and hers closets and a well-appointed bathroom featuring a walk-in shower and vanity area. The home also includes 36-inch doorways, offering wheelchair accessibility throughout, along with an energy-efficient design for added comfort. Step out back onto a large, covered porch with 9-foot ceilings overlooking the river—perfect for relaxing, entertaining, or taking in the peaceful surroundings. A direct path leads to the water where you’ll find your private dock complete with two jet ski lifts, mature trees, and a natural, private setting. Ample parking provides space for vehicles, boats, and guests. In addition, the property includes a 1,200+ square ft workshop/garage with carport, 220-volt outlet and offers plenty of room for storage, projects, or equipment. Located in the highly sought-after Rock Bluff area, this property is just 1/4 mile from a public road and nearby boat ramp, while also being close to multiple natural springs—offering both convenience and access to North Florida’s natural beauty. The lushly landscaped 0.59-acre yard is fenced and features a gated entry, providing both privacy and security. With direct access to the Gulf, it’s perfectly suited for full-time living or a relaxing weekend retreat. This home sits high and dry, is not located in a flood zone, and has no history of flooding. Call today and lets take a look!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,538
Sqft
0.59 ac
Lot size
2
Garage
2016
Year built
One
Levels
$432
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,281 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,281/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+149.5%
$/sqft vs Bell actives
$432 vs $218
Days on market
98 vs 50 typical
Where $432/sqft sits among the 19 Bell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$273K → $240K
Bell median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
9 of 19
Bell actives have cut their price
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 172% above the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Reality check
What actually sold near 3709 NW 67TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$493,000
6247 NW 35TH STREET
2 bd · 2 ba · 1,680 sqft · $293/sqft · 74 DOM
Sold · Mar ’26$155,000
6669 NW 36TH LANE
3 bd · 2 ba · 1,360 sqft · $114/sqft · 202 DOM
Sold · Feb ’26$190,000
337 NE 937TH AVENUE
3 bd · 2 ba · 1,176 sqft · $162/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3709 NW 67TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3709 NW 67TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3709 NW 67TH TERRACE FAQs
What would the monthly payment be for 3709 NW 67TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,281/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3709 NW 67TH TERRACE?+
The most recent tax bill on record (2025) was $3,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bell?+
At $665,000, this home is listed about 95% above the Bell median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3709 NW 67TH TERRACE?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$665,000 runs 172% above the BELL 32619 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $675,000, now $665,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Jennifer Wilkerson. MLS #GC539839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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