Eric Chery
$95,0002 bd1 ba852 sqft$112 /sqft$912 /mo all-in ↓

1815 NE 16TH WAY, GAINESVILLE, FL, 32609

Active89 days on marketListed Apr 26, 2026MLS #GC539811

Priced 52% below the GAINESVILLE 32609 medianSingle Family ResidenceSEOLA

About this home

1815 NE 16TH WAY

Brand new roof as of February 2026. The interior is a blank slate just waiting for your creative personal touch. Close to shopping, the University of Florida and only 1 hour from Jacksonville and the beaches.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

852

Sqft

0.11 ac

Lot size

1940

Year built

One

Levels

$112

Per sqft

City view

Inside

FlooringLinoleum
AppliancesNone
InteriorNinguno
LaundryNone
CoolingNone
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionHardiPlank Type
FoundationBlock
ViewCity
FacesSoutheast
ExteriorNone

Community & fees

Taxes (2025)$1,804/yr

Utilities & systems

UtilitiesWater Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$912 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$559
FHA mortgage insurance (est.)$42
Property tax — 2025 actual bill$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,325
Interest rate6.00%
Loan term

Estimated payment

$912/mo

Principal & interest$559
FHA mortgage insurance (est.)$42
Property taxes (actual bill)$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $95K
$91KedgeAI estimate $174,053 · range $172K$179K$187K

vs edgeAI estimate

−45.4%

$/sqft vs Gainesville actives

$112 vs $198

Days on market

89 vs 36 typical

Where $112/sqft sits among the 400 Gainesville actives

50 · this home
99
99
73
35
44
$112–147$147–183$183–219$219–255$255–291$291+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 1815 NE 16TH WAY

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32609 — neighborhood snapshot

Population

19,694

Median age

35.9

Median income

$48,121

Median home value

$174,500

Avg household

2.31

Households w/ children

1,692

For the school run

Alachua County School District

HighGainesville High School★★★★★
ElementaryStephen Foster Elementary School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

181 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the GAINESVILLE 32609 median. See the full Gainesville market guide →

Paper trail

This home's history

Apr 26, 2026Listed at $95,000 · 89 days on market since
1940Built · SEOLA

Reality check

What actually sold near 1815 NE 16TH WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1010 NE 7TH PLACESold · May ’26

$270,000

1010 NE 7TH PLACE

3 bd · 1 ba · 850 sqft · $318/sqft · 25 DOM

1017 NE 8TH AVENUESold · May ’26

$280,000

1017 NE 8TH AVENUE

2 bd · 1 ba · 850 sqft · $329/sqft · 33 DOM

2410 NE 3RD PLACE NESold · Dec ’25

$60,000

2410 NE 3RD PLACE NE

2 bd · 1 ba · 890 sqft · $67/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1815 NE 16TH WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1815 NE 16TH WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1815 NE 16TH WAY FAQs

What would the monthly payment be for 1815 NE 16TH WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $912/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1815 NE 16TH WAY?+

The most recent tax bill on record (2025) was $1,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $95,000, this home is listed about 68% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1815 NE 16TH WAY?+

Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the GAINESVILLE 32609 market on paper

$95,000 is 52% below the GAINESVILLE 32609 median of $199,900, and at $112/sqft it sits under the Gainesville average of $208.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

89 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Jocelyne Grandjean-Brown. MLS #GC539811.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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