
6417 BAKER ROAD, KEYSTONE HEIGHTS, FL, 32656
Active342 days on marketListed Aug 15, 2025MLS #GC533348
About this home
6417 BAKER ROAD
Lakefront living at its finest! Situated on the coveted shores of Lake Hutchinson, this beautifully updated home offers the perfect retreat for family and friends. With 0.781 of an acre, you’ll enjoy a generous yard, ample shoreline, and endless opportunities for lakeside fun. Inside, the home features 3 bedrooms and 2 full bathrooms, a thoughtfully designed kitchen that flows seamlessly into the dining area, and plenty of space for gatherings. The spacious great room boasts a charming stone fireplace and opens to an extra bonus family room with expansive windows showcasing stunning lake views. A separate flex space offers versatility—ideal for a den, office, or even an additional bedroom. The owner’s suite includes a sliding glass door for direct access to the backyard and serene waterfront. Outside, an additional detached garage provides convenient storage for floats, rafts, and all your lake toys. Whether you’re relaxing by the water, hosting family get-togethers, or soaking in the views from indoors, this Lake Hutchinson home is your ticket to a peaceful, fun-filled lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,768
Sqft
0.78 ac
Lot size
2
Garage
1979
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,758 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,758/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NONE
$297 vs $335
Days on market
342 vs 46 typical
Where $297/sqft sits among the 271 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
The numbers that matter
The Keystone Heights market
$285K → $322K
Keystone Heights median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
100 of 271
NONE have cut their price
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 6417 BAKER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$212,500
7500 SE 180TH AVENUE ROAD · same community
3 bd · 2 ba · 1,800 sqft · $118/sqft · 77 DOM
Sold · Dec ’25$188,400
3855 W HIGHWAY 316 · same community
3 bd · 2 ba · 1,683 sqft · $112/sqft · 47 DOM
Sold · Dec ’25$725,000
311 S PROSPECT STREET · same community
3 bd · 2 ba · 1,877 sqft · $386/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6417 BAKER ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6417 BAKER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
6417 BAKER ROAD FAQs
What would the monthly payment be for 6417 BAKER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,758/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6417 BAKER ROAD?+
The most recent tax bill on record (2024) was $3,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $525,000, this home is listed about 82% above the Keystone Heights median of $289,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 200% above the KEYSTONE HEIGHTS 32656 median.
02Time on market is leverage
342 days on market against a Keystone Heights median of 46 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $594,900, now $525,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PROFESSIONALS - LAKE CITY · Missy Zecher. MLS #GC533348.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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