Eric Chery
$525,000$594,9003 bd3 ba1,768 sqft$297 /sqft$3,758 /mo all-in ↓

6417 BAKER ROAD, KEYSTONE HEIGHTS, FL, 32656

Active342 days on marketListed Aug 15, 2025MLS #GC533348

Reduced $70KSingle Family ResidenceNONE

About this home

6417 BAKER ROAD

Lakefront living at its finest! Situated on the coveted shores of Lake Hutchinson, this beautifully updated home offers the perfect retreat for family and friends. With 0.781 of an acre, you’ll enjoy a generous yard, ample shoreline, and endless opportunities for lakeside fun. Inside, the home features 3 bedrooms and 2 full bathrooms, a thoughtfully designed kitchen that flows seamlessly into the dining area, and plenty of space for gatherings. The spacious great room boasts a charming stone fireplace and opens to an extra bonus family room with expansive windows showcasing stunning lake views. A separate flex space offers versatility—ideal for a den, office, or even an additional bedroom. The owner’s suite includes a sliding glass door for direct access to the backyard and serene waterfront. Outside, an additional detached garage provides convenient storage for floats, rafts, and all your lake toys. Whether you’re relaxing by the water, hosting family get-togethers, or soaking in the views from indoors, this Lake Hutchinson home is your ticket to a peaceful, fun-filled lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,768

Sqft

0.78 ac

Lot size

2

Garage

1979

Year built

One

Levels

$297

Per sqft

Fireplace

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · L Dining
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
FacesNorthwest
ExteriorStorage

Community & fees

Taxes (2024)$3,297/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,758 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2024 actual bill$275
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,758/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$275
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NONE

$297 vs $335

Days on market

342 vs 46 typical

Where $297/sqft sits among the 271 homes for sale in NONE

147 · this home
58
23
14
11
18
$136–359$359–582$582–805$805–1028$1028–1251$1251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Keystone Heights

Map of 6417 BAKER ROAD

Get to know Keystone Heights. See the full Keystone Heights guide →

KEYSTONE HEIGHTS 32656 — neighborhood snapshot

Population

15,630

Median age

40.4

Median income

$73,201

Median home value

$202,900

Avg household

2.74

Households w/ children

2,259

The numbers that matter

The Keystone Heights market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$285K$322K

Keystone Heights median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

100 of 271

NONE have cut their price

Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 200% above the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →

Paper trail

This home's history

CurrentPrice reduced to $525,000 $70K
Aug 15, 2025Listed at $594,900 · 342 days on market since
1979Built · NONE

Reality check

What actually sold near 6417 BAKER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7500 SE 180TH AVENUE ROADSold · Dec ’25

$212,500

7500 SE 180TH AVENUE ROAD · same community

3 bd · 2 ba · 1,800 sqft · $118/sqft · 77 DOM

3855 W HIGHWAY 316Sold · Dec ’25

$188,400

3855 W HIGHWAY 316 · same community

3 bd · 2 ba · 1,683 sqft · $112/sqft · 47 DOM

311 S PROSPECT STREETSold · Dec ’25

$725,000

311 S PROSPECT STREET · same community

3 bd · 2 ba · 1,877 sqft · $386/sqft · 186 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6417 BAKER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6417 BAKER ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

6417 BAKER ROAD FAQs

What would the monthly payment be for 6417 BAKER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,758/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6417 BAKER ROAD?+

The most recent tax bill on record (2024) was $3,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Keystone Heights?+

At $525,000, this home is listed about 82% above the Keystone Heights median of $289,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 200% above the KEYSTONE HEIGHTS 32656 median.

02Time on market is leverage

342 days on market against a Keystone Heights median of 46 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $594,900, now $525,000 — a $70K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PROFESSIONALS - LAKE CITY · Missy Zecher. MLS #GC533348.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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