Eric Chery
$299,000$330,0003 bd2 ba1,852 sqft$161 /sqft$2,247 /mo all-in ↓

11274 71ST DRIVE, LIVE OAK, FL, 32060

Active427 days on marketListed May 22, 2025MLS #GC531114

Reduced $31KWaterfrontSingle Family ResidencePEACOCK LAKE S/D

About this home

11274 71ST DRIVE

Welcome to 11274 71st Drive in Live Oak, Florida—a peaceful lakeside home that offers comfort, space, and a connection to nature. Built in 1986 and thoughtfully updated, this single-story home features 3 bedrooms, 2 bathrooms, and approximately 1,852 square feet of living space. As you approach the property, you'll notice the home's sturdy frame with vinyl siding and a durable metal roof, ensuring longevity and low maintenance. The irregular lot provides a unique landscape, complemented by partial rain gutters and a driveway that accommodates multiple vehicles. The backyard opens up to approximately 50 feet of lake frontage on Peacock Lake, offering a serene setting for fishing, kayaking, or simply enjoying the view. Stepping inside you'll see that natural light floods the interior, highlighting the vinyl plank flooring that runs throughout the home. The living room serves as the heart of the home, featuring a wood-burning stove that adds both charm and warmth during cooler evenings. Ceiling fans are thoughtfully placed to ensure comfort throughout the year. The kitchen is equipped with essential appliances, including a refrigerator, microwave, dishwasher, electric stove, washer, and dryer. Granite and wood countertops provide a blend of durability and rustic appeal. Adjacent to the kitchen, the dining area offers a comfortable space for family meals and gatherings. The home boasts three well-sized bedrooms, each designed with comfort in mind. The two full bathrooms are conveniently located, featuring practical fixtures and finishes that cater to everyday needs. The enclosed porch offers a versatile space, perfect for hobbies, reading, or simply enjoying the view of the lake. Additional features include a heat pump system for heating and cooling, internet-DSL and TV satellite connections to keep you connected, and a laundry room located inside for convenience. The property is part of the Peacock Lake subdivision, offering a sense of community while maintaining privacy. This home is more than just a place to live; it's an opportunity to embrace a lifestyle that values tranquility, nature, and comfort. Whether you're seeking a permanent residence or a weekend getaway, this lakeside retreat offers the perfect balance. Don't miss the chance to make this charming home your own. Schedule a viewing and experience the serenity of 11274 71st Drive, Live Oak, FL 32060.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,852

Sqft

0.77 ac

Lot size

1986

Year built

One

Levels

$161

Per sqft

Waterfront

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorVaulted Ceiling(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Vinyl Siding · Wood Frame
FoundationPillar/Post/Pier · Slab
FacesWest
ExteriorPrivate Mailbox · Rain Gutters

Community & fees

Taxes (2024)$2,338/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,247 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2024 actual bill$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,247/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Live Oak

Map of 11274 71ST DRIVE

Get to know Live Oak. See the full Live Oak guide →

LIVE OAK 32060 — neighborhood snapshot

Population

22,085

Median age

44.4

Median income

$56,702

Median home value

$158,200

Avg household

2.71

Households w/ children

2,337

The numbers that matter

The Live Oak market

Seller’s marketLeans buyer10.5 months of inventoryBuyer’s market

$229K$370K

Live Oak median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the LIVE OAK 32060 median. See the full Live Oak market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $31K
May 22, 2025Listed at $330,000 · 427 days on market since
1986Built · PEACOCK LAKE S/D

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11274 71ST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11274 71ST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

11274 71ST DRIVE FAQs

What would the monthly payment be for 11274 71ST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,247/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11274 71ST DRIVE?+

The most recent tax bill on record (2024) was $2,338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Live Oak?+

At $299,000, this home is listed about 1% above the Live Oak median of $295,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Time on market is leverage

427 days on market against a Live Oak median of 47 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $330,000, now $299,000 — a $31K cut. The full history is in the market section below.

Listing courtesy of SAUCER REALTY & CAPITAL · Ronald Carver. MLS #GC531114.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Live Oak homes, in your inbox

Like 11274 71ST DRIVE but not quite? A daily digest of every new listing in Live Oak — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Eric to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 1:53 PM UTC. The listing information on this page last changed on July 23, 2026 at 1:53 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 1:53 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 1:53 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.