Eric Chery
$595,0004 bd3 ba1,680 sqft$354 /sqft$3,900 /mo all-in ↓

418 E 10TH AVENUE, MOUNT DORA, FL, 32757

Active5 days on marketListed Jul 17, 2026MLS #G5115118

Single Family ResidenceMOUNT DORA DICKERMAN SUB

About this home

418 E 10TH AVENUE

Welcome to a truly special Mount Dora Historic District property offering timeless charm, incredible flexibility, and a proven short-term rental history. This beautifully maintained and tastefully decorated 3-bedroom, 2-bath cottage with a separate 1-bedroom, 1-bath guest house is ideally located within walking distance or a quick golf cart ride to downtown Mount Dora’s shops, restaurants, festivals, parks, waterfront, and the scenic Tremain Street walking and biking path. Zoned R-2, this exceptional property offers a unique investment opportunity in one of Mount Dora’s most desirable and walkable areas. Whether you are looking for an established short-term rental, a primary residence with additional income potential, or a flexible property that can accommodate multiple uses, this rare Historic District offering provides both lifestyle appeal and long-term value. Offered fully furnished and turnkey with acceptable offer, this exceptional property provides the opportunity to step into an established and successful short-term rental or enjoy it as your own private retreat. The possibilities are endless — rent both units, live in one cottage while renting the other for additional income, enjoy the main home while guests, family, or friends have their own private guest cottage, create a multi-generational family compound, provide a comfortable space for in-laws or adult children, or simply enjoy having a separate retreat for visitors! The main residence welcomes you with classic cottage character, including beautiful wood floors, a cozy fireplace, updated kitchen with granite countertops and stainless steel appliances, and a charming enclosed sun porch. The thoughtfully designed floor plan offers comfortable living spaces, a spacious primary suite, and an inside utility room. The 380-square-foot guest house features a kitchenette, living area, bedroom, eat in area and bathroom, offering privacy and convenience for guests, extended family, or rental opportunities. Combined with the inviting outdoor gathering areas, this property creates the perfect environment for hosting visitors while allowing everyone their own comfortable space. Enjoy a private outdoor garden oasis with mature landscaping, inviting walkways, a fenced patio area, fire pit, covered parking, and storage shed. The lovely outdoor spaces provide the perfect setting for entertaining, relaxing, and enjoying the beautiful Florida lifestyle. Located near the Tremain Street walking and biking path and just moments from downtown Mount Dora, this property captures the very best of small-town living. Whether you are looking for a full-time residence, vacation getaway, income-producing property, or a place where generations can gather while maintaining their own space, this rare R-2 zoned Historic District property delivers a lifestyle and investment opportunity unlike any other. HVAC systems 2020 and 2021, Roof 2021, hot water heater 2020.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,680

Sqft

0.15 ac

Lot size

1938

Year built

One

Levels

$354

Per sqft

FireplaceTurnkey

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Window Treatments
LaundryElectric Dryer Hookup · Inside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesNorth
ParkingCovered · Driveway
ExteriorFire Pit · Irrigation System · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$3,678/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,900 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$307
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$3,900/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$307
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Downtown Mount Dora

Map of 418 E 10TH AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando41 min
Universal Orlando44 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Downtown Mount Dora — neighborhood snapshot

Population

3,903

Median age

52

Median income

$57,710

Median home value

$256,907

Avg household

2

Households w/ children

266

For the school run

Lake County School District

HighMt. Dora High School★★★★★
MiddleMt. Dora Middle School★★★★★
ElementaryRound Lake Charter School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $595,000 · 5 days on market since
1938Built · MOUNT DORA DICKERMAN SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 418 E 10TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 418 E 10TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

418 E 10TH AVENUE FAQs

What would the monthly payment be for 418 E 10TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 418 E 10TH AVENUE?+

The most recent tax bill on record (2025) was $3,678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mount Dora?+

At $595,000, this home is listed about 27% above the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 418 E 10TH AVENUE?+

Mt. Dora High School (high), Mt. Dora Middle School (middle), Round Lake Charter School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$595,000 runs 35% above the MOUNT DORA 32757 median.

02Fresh on the market

Only 5 days on market in a Mount Dora market that averages 50 — if it fits, move quickly.

03Strong assigned schools

Mt. Dora High School, Mt. Dora Middle School, Round Lake Charter School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of DAVE LOWE REALTY, INC. · Michele Lowe. MLS #G5115118.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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