Eric Chery
$185,9003 bd2 ba1,248 sqft$149 /sqft$1,421 /mo all-in ↓

40235 OVERLOOK DRIVE, EUSTIS, FL, 32736

Active10 days on marketListed Jul 10, 2026MLS #G5114922

Priced 60% below the EUSTIS 32736 medianManufactured HomePINE LAKES SOUTH

About this home

40235 OVERLOOK DRIVE

Welcome Home to this Country Charming 3 Bedroom 2 Bathroom 2 Car Carport Fully Fenced In Yard & Back Yard Separately Fenced. Original Owner of a very well maintained home and property. All good workmanship has went into this home with all new siding on the exterior of this home and the inside has been totally remodeled with many upgrades like Granite Countertops & All Real Wood Cabinets. Clean Ceramic Tile Floors & Wood Plank Luxury Vinyl Flooring in Great Condition. Newer Appliances included as this House is Move in Ready on an Oversized Corner Lot which is 1/4 of an Acre Fully Fenced including a 28 x 17 Covered 2 Car Carport. Perfect Yard for multiple animals with two separate fenced in areas of the yard. Relax on the Huge Wood Front Deck Porch and watch the Sunrise or Enjoy your back yard which has 2 Workshops/Storage Buildings and Patios and Pavers throughout the property including a huge bird bath that conveys with the sale. Mature Shaded Landscaped setting with a park like setting throughout the yard with huge firepit in the back yard. Water is from a deep submersible well with good drinking water and house is on a private septic system. Call today to schedule an appointment to show as need a notice before showing appointments

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,248

Sqft

0.25 ac

Lot size

1992

Year built

One

Levels

$149

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Linoleum · Vinyl · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
ViewTrees/Woods
FacesEast
ExteriorDog Run · Fire Pit · Permeable Paving · Private Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$1,014/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,421 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,094
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$85
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,507Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,507
Interest rate6.00%
Loan term

Estimated payment

$1,421/mo

Principal & interest$1,094
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$85
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $186K
$170KedgeAI estimate $239,101 · range $177K$298K$310K

vs edgeAI estimate

−22.3%

$/sqft vs Eustis actives

$149 vs $208

Days on market

10 vs 36 typical

Where $149/sqft sits among the 200 Eustis actives

88 · this home
56
25
11
6
14
$141–198$198–255$255–312$312–369$369–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Lakes South

Map of 40235 OVERLOOK DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando47 min
Universal Orlando50 min
Orlando Int’l Airport (MCO)58 min
Walt Disney World62 min

Get to know Eustis. See the full Eustis guide →

Pine Lakes South — neighborhood snapshot

Population

235

Median age

45

Median income

$54,904

Median home value

$133,010

Avg household

3

Households w/ children

22%

For the school run

Lake County School District

ElementarySeminole Springs Elementary School★★★★★
MiddleEustis Middle School★★★★
HighEustis High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

98 of 200

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% below the EUSTIS 32736 median. See the full Eustis market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $185,900 · 10 days on market since
1992Built · PINE LAKES SOUTH

Reality check

What actually sold near 40235 OVERLOOK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

31315 BENTON DRIVESold · Aug ’25

$125,000

31315 BENTON DRIVE · same community

3 bd · 2 ba · 1,296 sqft · $96/sqft · 5 DOM

31621 S LAKE DRIVESold · May ’26

$125,000

31621 S LAKE DRIVE · same community

3 bd · 2 ba · 924 sqft · $135/sqft · 2 DOM

40431 COUNTRY ROADSold · Sep ’25

$120,000

40431 COUNTRY ROAD · same community

2 bd · 1 ba · 760 sqft · $158/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 40235 OVERLOOK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 40235 OVERLOOK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

40235 OVERLOOK DRIVE FAQs

What would the monthly payment be for 40235 OVERLOOK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,421/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 40235 OVERLOOK DRIVE?+

The most recent tax bill on record (2025) was $1,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Eustis?+

At $185,900, this home is listed about 51% below the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 40235 OVERLOOK DRIVE?+

Seminole Springs Elementary School (elementary), Eustis Middle School (middle), Eustis High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VANGIE BERRY SIGNATURE REALTY · April Kessler. MLS #G5114922.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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