Eric Chery
$2,425,0005 bd4.5 ba5,660 sqft$428 /sqft$16,353 /mo all-in ↓

16028 PENDIO DRIVE, MONTVERDE, FL, 34756

Active2 days on marketListed Jul 21, 2026MLS #G5114876

Private poolSingle Family ResidenceBELLA COLLINA SUB

About this home

16028 PENDIO DRIVE

Schedule a private tour today for this spectacular 5-bedroom, 4.5-bathroom home with a 3-car garage estate that seamlessly blends modern sophistication with everyday comfort. The expansive, light-filled open floor plan features striking floor-to-ceiling windows and custom zero corner sliding glass doors that frame views of your private outdoor living space. This masterfully updated estate offers a rare combination of community prestige, cutting-edge technology, and modern luxury. Premium Entertainment & Technology: Designed for the ultimate audiovisual experience, the home features professional-grade technology integrated inside and out:• Home Theater: A state-of-the-art entertainment room equipped with a premier JBL K2 Synthesis professional-grade home theater system.• Whole-Home Sound: A custom intercom and stereo system featuring high-performance Earthquake speakers throughout the interior.• Outdoor Audio: High-end Acoustical Resolution speakers seamlessly integrated into the patio design. Recent Upgrades & Turn-Key Refresh: The home has been meticulously updated with premium finishes and major mechanical improvements for ultimate peace of mind:• Systems & Appliances: New full HVAC system (both interior handler and exterior unit replaced in 2025 for the primary suite), a new tankless water heater dedicated to the primary suite, a new dishwasher (2 years old), and a brand-new washer and dryer set.• Primary Suite Retreat: Completely refreshed with new flooring in the bedroom and walk-in closet, new sinks and faucets, freshly painted white cabinetry, and a beautifully remodeled shower. The expansive closet features a new statement chandelier and newly added custom, lockable display cabinets perfect for secure storage, books, collectibles and wardrobe accessories.• Interior Updates: Fresh, modern interior paint spans across the family room, kitchen, hallways, entryway, dedicated home office (the 5th bedroom), sitting room, and four bedrooms.• Upgraded Flooring & Details: New, cohesive flooring installed in the private office (the 5th bedroom), sitting room, and two secondary bedrooms. Elegance is elevated throughout with new bathroom mirrors, dining room sconces, and updated exterior coach lights. The home comes with a Tesla car charger that has multiple attachments for different EV models. Storage aplenty throughout the home. Outdoor Living: Step outside into your personal paradise. The screen-free transition leads to a private pool and jacuzzi anchored by an outdoor fireplace, making it the perfect setting for year-round entertaining. The property's curb appeal is enhanced by newly updated, professional landscaping. Completing this remarkable property is an generous, fully fenced backyard ready for your personal touch. Experience Bella Collina lifestyle that has an exclusive gated 1,900-acres of rolling hills and pristine lakes. This premier community offers an unmatched gated resort lifestyle, complete with a Sir Nick Faldo championship golf course, luxury spa, fitness , pickleball, tennis facilities, and private clubhouse dining. The community is located approximately within 10 minutes of the prominent Montverde Academy, Florida Turnpike and 45 minutes of Theme Parks.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

5,660

Sqft

1.32 ac

Lot size

3

Garage

2009

Year built

One

Levels

$428

Per sqft

Private poolFireplacePool & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl · Porcelain Tile · Tile
AppliancesBar Fridge · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Gas Water Heater · Ice Maker · Indoor Grill · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Brick · Stone · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Permeable Paving · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$410/mo
Taxes (2025)$21,456/yr
PetsBreed Restrictions, Yes
CommunityCommunity Boat Ramp · Dock · Fishing · Waterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$16,353 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,085
PMI (est., until 20% equity)$909
Property tax — 2025 actual bill$1,788
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $242,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $242,500
Interest rate6.00%
Loan term

Estimated payment

$16,353/mo

Principal & interest$13,085
PMI (est., until 20% equity)$909
Property taxes (actual bill)$1,788
HOA / condo fee$410
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.4M
$2.3MedgeAI estimate $2,501,736 · range $2.4M$2.8M$2.9M

vs edgeAI estimate

−3.1%

Days on market

2 vs 78 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bella Collina

Map of 16028 PENDIO DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando34 min
Universal Orlando37 min
Walt Disney World45 min
Orlando Int’l Airport (MCO)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Montverde. See the full Montverde guide →

Bella Collina — neighborhood snapshot

Population

466

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

64%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Montverde market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$820K$778K

Montverde median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 144% above the MONTVERDE 34756 median. See the full Montverde market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $2,425,000 · 2 days on market since
2009Built · BELLA COLLINA SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16028 PENDIO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16028 PENDIO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

16028 PENDIO DRIVE FAQs

What would the monthly payment be for 16028 PENDIO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,353/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16028 PENDIO DRIVE?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16028 PENDIO DRIVE?+

The most recent tax bill on record (2025) was $21,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16028 PENDIO DRIVE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Montverde?+

At $2,425,000, this home is listed about 189% above the Montverde median of $840,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16028 PENDIO DRIVE?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,425,000 runs 144% above the MONTVERDE 34756 median — but at 5,660 sqft it's also nearly twice the size of the typical Montverde listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Montverde market that averages 78 — if it fits, move quickly.

04Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Lorie Gullian. MLS #G5114876.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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