12608 LAKE RIDGE CIRCLE, CLERMONT, FL, 34711
Active36 days on marketListed Jun 24, 2026MLS #G5114212
About this home
12608 LAKE RIDGE CIRCLE
One or more photos are virtually staged. Welcome to Lake Ridge Club, one of Clermont's most picturesque and sought-after communities, nestled across the street from the sparkling waters of Lake Minnehaha. Known for its rolling hills, oversized homesites, winding streets, and breathtaking lake views, this established neighborhood offers a lifestyle that is truly unique in Central Florida. Perched on a beautiful hill near the back of the community this distinctive two-story home features 3 bedrooms and 3 full bathrooms with a floor plan that stands apart from the typical Florida design. The open concept living area flows seamlessly into the kitchen, which features a convenient pass-through bar perfect for casual seating. A charming breakfast nook overlooks the private backyard, creating the ideal spot to start your day. An additional full bathroom is conveniently located just off the kitchen. The spacious first floor primary suite offers a large walk in closet and private ensuite bathroom. Upstairs, you will find 2 generously sized bedrooms, another full bathroom, and a unique bonus feature-a shared kitchenette complete with a sink, mini refrigerator and abundant cabinetry, providing added convenience and flexibility for family members or guests. Residents of Lake Ridge Club enjoy exceptional community amenities, including a clubhouse, swimming pool, tennis courts, and dedicated parking for RVs, boats, and trailers. The neighborhood's crown jewel is its private access to Lake Minnehaha featuring a community dock, private beach area with designated parking spaces to encourage residents to relax and take in the stunning sunset views over the lake. If you are looking for scenic beauty, a unique home design, and access to one of Clermont's most desirable lakefront communities, this property is a MUST SEE! See it today, call it home tomorrow!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,946
Sqft
0.34 ac
Lot size
2
Garage
1995
Year built
Two
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,363 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,363/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$234 vs $222
Days on market
36 vs 33 typical
Where $234/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
189 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 12608 LAKE RIDGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$500,000
13753 VIA ROMA CIRCLE
3 bd · 2 ba · 1,956 sqft · $256/sqft · 170 DOM
Sold · Dec ’25$499,000
13155 COLDWATER LOOP
3 bd · 2 ba · 1,960 sqft · $255/sqft · 17 DOM
Sold · Jan ’26$500,000
13422 VIA ROMA CIRCLE
3 bd · 2 ba · 1,967 sqft · $254/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12608 LAKE RIDGE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12608 LAKE RIDGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12608 LAKE RIDGE CIRCLE FAQs
What would the monthly payment be for 12608 LAKE RIDGE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,363/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12608 LAKE RIDGE CIRCLE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12608 LAKE RIDGE CIRCLE?+
The most recent tax bill on record (2025) was $2,901. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12608 LAKE RIDGE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $456,000, this home is listed about 2% below the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12608 LAKE RIDGE CIRCLE?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP., REALTORS · Rhonda Moretti. MLS #G5114212.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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