Eric Chery
$249,0003 bd2 ba1,259 sqft$198 /sqft$1,779 /mo all-in ↓

50 BAY ROAD, OCKLAWAHA, FL, 32179

Active34 days on marketListed Jun 19, 2026MLS #G5114036

New constructionSingle Family ResidenceSILVER SPGS SHORES #72

About this home

50 BAY ROAD

Virtually Staged. 2025 New Construction | 3BD/2BA | No HOA | Ocklawaha FL 32179 Welcome to this brand-new 2025-built single-family home in Silver Springs Shores, Ocklawaha, Marion County, Florida. This move-in ready 3-bedroom, 2-bathroom home offers 1,259 sq ft of comfortable living on a spacious 0.23-acre lot with no HOA restrictions. Step inside to find laminate flooring throughout the main living areas and plush carpet in all bedrooms. The kitchen features granite countertops and stainless-steel appliances — ready for your first meal. The open layout flows naturally and makes everyday living easy. Outside, nature surrounds you. This property sits in a growing neighborhood with new construction all around, offering both the feel of a private retreat and the confidence of a developing community. No fence means the full lot is yours to enjoy and customize. Key details buyers are searching for: well water, septic system, electric heat pump, hip roof, attached garage, Flood Zone X (no flood insurance required), and easy access to CR-25. Located minutes from Silver Springs State Park, Lake Ocklawaha, and outdoor recreation — ideal for buyers seeking affordable new construction in Marion County Florida with nature at your doorstep. New Construction 2025 | 3 Bed | 2 Bath | 1,259 SqFt | 0.23 Acres | Well & Septic | No HOA | No Flood Zone | Granite Counters | Stainless Appliances.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,259

Sqft

0.23 ac

Lot size

2

Garage

2025

Year built

One

Levels

$198

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Laminate
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Concrete
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingGarage Door Opener
ExteriorLighting · Private Mailbox

Community & fees

Taxes (2025)$522/yr

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,779 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$43
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate6.00%
Loan term

Estimated payment

$1,779/mo

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$43
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $249K
$217KedgeAI estimate $227,335 · range $226K$230K$259K

vs edgeAI estimate

+9.5%

$/sqft vs Ocklawaha actives

$198 vs $187

Days on market

34 vs 29 typical

Where $198/sqft sits among the 130 Ocklawaha actives

26
50 · this home
30
8
3
13
$111–155$155–199$199–244$244–288$288–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocklawaha

Map of 50 BAY ROAD

Get to know Ocklawaha. See the full Ocklawaha guide →

OCKLAWAHA 32179 — neighborhood snapshot

Population

9,051

Median age

46.8

Median income

$48,214

Median home value

$162,700

Avg household

2.38

Households w/ children

872

For the school run

Marion County School District

HighLake Weir High School★★★★
ElementaryEmerald Shores Elementary School★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocklawaha market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$250K$228K

Ocklawaha median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

48 of 130

Ocklawaha actives have cut their price

Median sold price, Ocklawaha, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 611% above the OCKLAWAHA 32179 median. See the full Ocklawaha market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $249,000 · 34 days on market since
2025Built · SILVER SPGS SHORES #72

Reality check

What actually sold near 50 BAY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 GUAVA PASSSold · May ’26

$216,000

5 GUAVA PASS

3 bd · 2 ba · 1,232 sqft · $175/sqft · 1 DOM

12075 SE 139TH AVENUESold · Jul ’25

$185,000

12075 SE 139TH AVENUE

3 bd · 2 ba · 1,294 sqft · $143/sqft · 91 DOM

7 MAGNOLIA DRIVE LANESold · Apr ’26

$229,900

7 MAGNOLIA DRIVE LANE

3 bd · 2 ba · 1,331 sqft · $173/sqft · 298 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 50 BAY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 50 BAY ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

50 BAY ROAD FAQs

What would the monthly payment be for 50 BAY ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,779/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 50 BAY ROAD?+

The most recent tax bill on record (2025) was $522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocklawaha?+

At $249,000, this home is listed about 7% below the Ocklawaha median of $268,000. The market section on this page shows how the area is trending.

Which schools are assigned to 50 BAY ROAD?+

Lake Weir High School (high), Emerald Shores Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SOUNDINGS, LLC · Lili Whittington. MLS #G5114036.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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