Eric Chery
$815,000$840,0004 bd3 ba3,381 sqft$241 /sqft$5,545 /mo all-in ↓

15900 ACORN CIRCLE, TAVARES, FL, 32778

Active32 days on marketListed Jun 23, 2026MLS #G5113624

Reduced $25KPrivate poolSingle Family ResidenceSQUIRREL POINT SUB

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 2:00 PM

About this home

15900 ACORN CIRCLE

Step through the double glass doors and the home opens straight to the water. The great room sits beneath a coffered ceiling with an inlaid hardwood medallion underfoot, and through the French doors the pool is the first thing you see. It's the view that greets you every time you walk in. The kitchen is built for the way people actually gather. Espresso cabinetry with glass-front uppers, deep granite in gold tones, and a wood island at the center with room to pull up alongside. The window over the sink looks out to the pool, so the water stays in view while you cook. The living room centers on a wall of custom built-ins, with shelves and niches for the things you want close at hand. A gas fireplace anchors one corner, set with a Turkish limestone hearth, split stone surround, and wood mantle. Transom windows keep the room bright through the day. The covered lanai is destined to become your favorite place to spend time. Stamped concrete decking, ceiling fans overhead, and a screened pool that's solar heated and saltwater, all opening to a wide fenced lawn shaded by oaks and Spanish moss. The primary suite shares the same view, with a sitting area facing the water. The lot runs 0.76 acres, with room to store the boat or RV. Squirrel Point's community ramp puts you on Lake Dora and the 75,000-acre Harris Chain of Lakes, one of Central Florida's great playgrounds for boating, fishing, and long afternoons on the water. Downtown Mount Dora and Tavares are minutes away, with their waterfront restaurants, local shops, and small-town charm, and Deer Island Golf Club is close enough for a cart ride, the kind of neighbor that makes the week feel like a vacation. The home has been well maintained and updated where it counts, including the A/C, roof, and water heater, so the next owners can move in with confidence. Schedule your private tour and experience life on the Harris Chain of Lakes.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,381

Sqft

0.76 ac

Lot size

3

Garage

1995

Year built

One

Levels

$241

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ExteriorIrrigation System

Community & fees

HOA fee$90/mo
Taxes (2025)$7,101/yr
PetsYes
CommunityDock · Private Boat Ramp · Water Access · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,545 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property tax — 2025 actual bill$592
HOA fee — from the listing$90
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,500
Interest rate6.00%
Loan term

Estimated payment

$5,545/mo

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property taxes (actual bill)$592
HOA / condo fee$90
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $815K
$756KedgeAI estimate $896,608 · range $788K$1.1M$1.1M

vs edgeAI estimate

−9.1%

$/sqft vs Tavares actives

$241 vs $193

Days on market

32 vs 40 typical

Where $241/sqft sits among the 251 Tavares actives

50
87
46
34 · this home
12
22
$122–160$160–197$197–235$235–273$273–310$310+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Map of 15900 ACORN CIRCLE

Drive times from this address

Downtown Orlando49 min
Universal Orlando53 min
Walt Disney World59 min
Orlando Int’l Airport (MCO)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$324K$345K

Tavares median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

118 of 251

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 148% above the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

CurrentPrice reduced to $815,000 $25K
Jun 23, 2026Listed at $840,000 · 32 days on market since
1995Built · SQUIRREL POINT SUB

Reality check

What actually sold near 15900 ACORN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16047 E SHIRLEY SHORES ROADSold · Sep ’25

$1,000,000

16047 E SHIRLEY SHORES ROAD

3 bd · 2 ba · 3,291 sqft · $304/sqft · 117 DOM

16951 DEER ISLAND ROADSold · Feb ’26

$893,475

16951 DEER ISLAND ROAD

3 bd · 2.5 ba · 3,230 sqft · $277/sqft · 35 DOM

3630 OAK STREETSold · Aug ’25

$875,000

3630 OAK STREET

4 bd · 3 ba · 3,646 sqft · $240/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15900 ACORN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15900 ACORN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

15900 ACORN CIRCLE FAQs

What would the monthly payment be for 15900 ACORN CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,545/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15900 ACORN CIRCLE?+

The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15900 ACORN CIRCLE?+

The most recent tax bill on record (2025) was $7,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15900 ACORN CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $815,000, this home is listed about 147% above the Tavares median of $329,999. The market section on this page shows how the area is trending.

Which schools are assigned to 15900 ACORN CIRCLE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$815,000 runs 148% above the TAVARES 32778 median — but at 3,381 sqft it's also nearly twice the size of the typical Tavares listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $840,000, now $815,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Monica McDonald. MLS #G5113624.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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