12115 SE 176TH LOOP, SUMMERFIELD, FL, 34491
Active45 days on marketListed Jun 4, 2026MLS #G5113326
About this home
12115 SE 176TH LOOP
Welcome to this beautifully maintained 3-bedroom, 2-bath Sycamore model featuring a desirable split-bedroom floor plan, expanded 2-car garage, and numerous updates throughout. From the moment you arrive, you'll appreciate the exceptional curb appeal with mature landscaping, a charming walkway, and an elegant front entry accented by decorative sidelights. Inside, the home showcases a fresh, modern color palette, plantation shutters throughout, decorative plant shelves, designer ceiling fans, and abundant natural light streaming through numerous windows. The open-concept layout is ideal for both everyday living and entertaining, allowing seamless interaction between the spacious living areas and the well-appointed kitchen. The kitchen features granite countertops, a coordinating backsplash, abundant hardwood cabinetry, newer stainless steel appliances including a White Ice refrigerator, a new Kohler pull-out faucet, and updated hardware. Porcelain tile flooring enhances the main living spaces, while warm wood flooring extends throughout the bedrooms. Designed for privacy, the split floor plan places the spacious primary suite on one side of the home and the guest bedrooms on the opposite side. The primary retreat offers a large walk-in closet and a luxurious en-suite bath complete with dual vanities, a walk-in shower, private water closet, and linen storage. Two generously sized guest bedrooms provide ample closet space and comfort for family and visitors alike. Additional highlights include a large indoor laundry room with an oversized pantry, abundant storage throughout, and an expanded garage with plenty of room for vehicles, golf carts, and hobbies. Step outside to the screened lanai, newly enclosed in 2025, and enjoy peaceful views of the beautifully landscaped, park-like backyard. Major updates include: Roof replaced in 2022, exterior painted in 2022, HVAC replaced in 2020, water heater replaced in 2024 and lanai enclosure added in 2025. Located in the highly sought-after Stonecrest, a gated 55+ golf course community, residents enjoy an exceptional lifestyle with resort-style amenities including pools, pickleball courts, softball fields, an 18-hole championship golf course, Broad Stripes Golf & Social Club, and more than 80 clubs and activities. With rear privacy, a fantastic location, and the security of a private gated community, this home offers the perfect blend of comfort, convenience, and active adult living. A wonderful lifestyle awaits in Stonecrest—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,472
Sqft
0.16 ac
Lot size
2
Garage
2006
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,342 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,342/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs STONECREST
$196 vs $201
Days on market
45 vs 50 typical
Where $196/sqft sits among the 34 homes for sale in STONECREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stonecrest
Get to know Summerfield. See the full Summerfield guide →
Stonecrest — neighborhood snapshot
Population
3,009
Median age
73
Median income
$67,343
Median home value
$315,365
Avg household
2
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
15 of 34
STONECREST have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 12115 SE 176TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$335,000
17490 SE 110TH TERRACE · same community
3 bd · 2 ba · 1,471 sqft · $228/sqft · 29 DOM
Sold · Dec ’25$300,000
12054 SE 174TH PLACE · same community
3 bd · 2 ba · 1,475 sqft · $203/sqft · 8 DOM
Sold · Jan ’26$240,000
11381 SE 175TH LANE · same community
2 bd · 2 ba · 1,504 sqft · $160/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12115 SE 176TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12115 SE 176TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12115 SE 176TH LOOP FAQs
What would the monthly payment be for 12115 SE 176TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,342/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12115 SE 176TH LOOP?+
The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12115 SE 176TH LOOP?+
The most recent tax bill on record (2025) was $2,425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12115 SE 176TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $289,000, this home is priced right at the Summerfield median.
Which schools are assigned to 12115 SE 176TH LOOP?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BASSETT PREMIER REALTY INC · Sharon Bassett. MLS #G5113326.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Summerfield homes, in your inbox
Like 12115 SE 176TH LOOP but not quite? A daily digest of every new listing in Summerfield — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →