1203 APACHE CIRCLE, TAVARES, FL, 32778
Active44 days on marketListed Jun 7, 2026MLS #G5113193
About this home
1203 APACHE CIRCLE
Welcome to this beautifully updated 2-bedroom, 2-bath home located in the highly sought-after Lake Frances Estates, a vibrant 55+ community where you own the land and enjoy an active Florida lifestyle. Step inside to discover a bright and inviting floor plan featuring a spacious living room and dining area, perfect for entertaining family and friends. The updated kitchen offers newer appliances, ample cabinetry, and a convenient pantry for extra storage. The versatile Florida Room provides additional living space ideal for a family room, home office, hobby area, or relaxing retreat. Both bedrooms are generously sized, with the primary suite featuring a large walk-in closet, built-in cabinetry, and a private bath with an easy-access walk-in shower. The guest bedroom enjoys direct access to the second bathroom, creating a comfortable ensuite-style setup for visitors. Outside, you’ll appreciate the golf cart-friendly lifestyle that makes both the community and the City of Tavares so special. Enjoy quick access to shopping, dining, medical facilities, and the beautiful Chain of Lakes. Don’t miss this opportunity to own a move-in-ready home in one of Central Florida’s most popular retirement communities. Schedule your private showing today and start enjoying the Lake Frances Estates lifestyle
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
920
Sqft
0.14 ac
Lot size
1979
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,446 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,446/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.5%
$/sqft vs Tavares actives
$206 vs $193
Days on market
44 vs 40 typical
Where $206/sqft sits among the 246 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
119 of 246
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 1203 APACHE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$223,750
608 DORA AVENUE
3 bd · 1.5 ba · 936 sqft · $239/sqft · 21 DOM
Sold · Jan ’26$275,000
225 DAVID WALKER DRIVE UNIT C5
2 bd · 2 ba · 960 sqft · $286/sqft · 0 DOM
Sold · May ’26$283,000
222 DAVID WALKER DRIVE UNIT C2
2 bd · 2 ba · 960 sqft · $295/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1203 APACHE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1203 APACHE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1203 APACHE CIRCLE FAQs
What would the monthly payment be for 1203 APACHE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,446/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1203 APACHE CIRCLE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1203 APACHE CIRCLE?+
The most recent tax bill on record (2025) was $385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1203 APACHE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $189,900, this home is listed about 42% below the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1203 APACHE CIRCLE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Josh Duclos. MLS #G5113193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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