5013 HARBOR HEIGHTS, LADY LAKE, FL, 32159
Active92 days on marketListed Apr 27, 2026MLS #G5111610
About this home
5013 HARBOR HEIGHTS
Tucked away in the desirable Harbor Hills championship golf course community, this inviting home presents the perfect blend of comfort, style, and Florida living. From the moment you arrive, you’ll appreciate the well-maintained exterior, mature landscaping, and welcoming curb appeal. The home features a bright and open floor plan designed for both everyday living and entertaining. Spacious living areas are filled with natural light, complemented by neutral finishes that create a warm, inviting atmosphere. The kitchen delivers ample cabinetry and counter space, making meal prep a breeze while staying connected to the main living areas. The primary suite provides a relaxing retreat, complete with generous closet space and a private bath. The split floorplan includes the large additional bedroom and the office / flex / additional bedroom, along with the second bathroom. Ceiling fans, solar tubes, gutters, 5 1/2" baseboards throughout, double paned windows with marble sills, coffered ceilings and glass French doors are some of the great features. You will spend many hours in the large 435sqft enclosed Florida room under heat and air with a summer kitchen and is not included in the recorded square footage. Step through the triple sliding glass doors to enjoy your own slice of Florida paradise—whether it’s sipping morning coffee or hosting gatherings, the outdoor space offers room to relax and unwind.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,954
Sqft
0.37 ac
Lot size
2
Garage
2003
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,693 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,693/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.3%
$/sqft vs HARBOR HILLS
$174 vs $247
Days on market
92 vs 50 typical
Where $174/sqft sits among the 9 homes for sale in HARBOR HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
6 of 9
HARBOR HILLS have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 5013 HARBOR HEIGHTS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$625,000
3650 SHADY BLUFFS DRIVE · same community
4 bd · 2 ba · 1,970 sqft · $317/sqft · 18 DOM
Sold · Sep ’25$465,000
1389 HIGH BLUFF DRIVE N · same community
3 bd · 2.5 ba · 1,906 sqft · $244/sqft · 66 DOM
Sold · Oct ’25$495,000
5400 SADDLEBACK COURT · same community
3 bd · 2 ba · 1,895 sqft · $261/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5013 HARBOR HEIGHTS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5013 HARBOR HEIGHTS — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5013 HARBOR HEIGHTS FAQs
What would the monthly payment be for 5013 HARBOR HEIGHTS?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,693/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5013 HARBOR HEIGHTS?+
The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5013 HARBOR HEIGHTS?+
The most recent tax bill on record (2025) was $2,376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5013 HARBOR HEIGHTS?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $340,000, this home is listed about 5% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5013 HARBOR HEIGHTS?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TITANIUM GROUP · Keith Packey. MLS #G5111610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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