Eric Chery
$1,100,000$1,200,000$6,912 /mo all-in ↓

3155 LAKESHORE DRIVE, MOUNT DORA, FL, 32757

Active94 days on marketListed Apr 20, 2026MLS #G5111262

Reduced $100KWaterfrontLAKE DORA HARBOUR

About this home

3155 LAKESHORE DRIVE

Unique opportunity to build a custom waterfront home on Lake Dora and the Harris Chain of Lakes, located just 2.3 miles from downtown Mount Dora and its year-round festivals, dining, shopping, and waterfront activities. This 1.19-acre homesite offers approximately 148 feet of shoreline frontage and features open-water views across Lake Dora toward the Mount Dora skyline. The property is already prepared for construction with a new dock (2025), covered boat slip, solar-powered pontoon boat hoist, newly installed well, and cleared building site following prior home removal. A lake-fed irrigation pump is also installed, providing convenient landscape watering capability. An existing 1,200 sq ft garage/workshop remains in place and includes 400-amp electrical service to support construction of a future residence. The workshop is fully insulated and equipped with an air compressor line, offering immediate functionality during the building process and long-term flexibility. The parcel extends on both sides of Lakeshore Drive while remaining one continuous legal homesite, providing flexibility in planning and use. Direct boating access is available throughout the Harris Chain of Lakes, with convenient navigation to Mount Dora, Tavares, waterfront dining, and surrounding shoreline destinations. A boundary survey completed at the time of the prior home purchase is available; however, the previous residence has since been removed and the survey has not been updated following demolition.

Facts & features

The home at a glance

1.19 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater

Community & fees

HOA fee$13/mo
Taxes (2025)$4,691/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesCable Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,912 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$391
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate6.00%
Loan term

Estimated payment

$6,912/mo

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property taxes (actual bill)$391
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Dora Harbour

Map of 3155 LAKESHORE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando46 min
Universal Orlando49 min
Walt Disney World55 min
Orlando Int’l Airport (MCO)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Lake Dora Harbour — neighborhood snapshot

Population

212

Median age

38

Median income

$69,280

Median home value

$278,800

Avg household

2

Households w/ children

21%

For the school run

Lake County School District

ElementaryTriangle Elementary School★★★★★
HighMt. Dora High School★★★★★
MiddleMt. Dora Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 151% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,100,000 $100K
Apr 20, 2026Listed at $1,200,000 · 94 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3155 LAKESHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3155 LAKESHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3155 LAKESHORE DRIVE FAQs

What would the monthly payment be for 3155 LAKESHORE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,912/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3155 LAKESHORE DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3155 LAKESHORE DRIVE?+

The most recent tax bill on record (2025) was $4,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3155 LAKESHORE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $1,100,000, this home is listed about 134% above the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3155 LAKESHORE DRIVE?+

Triangle Elementary School (elementary), Mt. Dora High School (high), Mt. Dora Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,100,000 runs 151% above the MOUNT DORA 32757 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $1,200,000, now $1,100,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of DUNN REALTY · Sean Dunn. MLS #G5111262.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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