Eric Chery
Office

Commercial Sale · Office

$390,000$480,0001,619 sq ft$241 /sq ft0.34 acres

1320 JERSEY AVENUE, ST CLOUD, FL, 34769

Active102 days on marketListed Apr 14, 2026MLS #G5110945

About this property

The property at a glance

This is a rare opportunity to own an extensively remodeled 1910 historic commercial office building in St. Cloud. This distinctive property blends timeless architectural character with modern functionality, making it especially well-suited for medical, professional, or boutique office users. 2025 Roof! Located just one parcel off Irlo Bronson Memorial Highway (Hwy 192), with strong frontage on Jersey Avenue, the property offers excellent visibility, accessibility, and proximity to major employment and healthcare hubs. The building features a flexible multi-level layout designed for efficiency and adaptability. The first floor includes four private offices, a full kitchen, and a restroom, creating an ideal setup for reception, administrative operations, or patient intake. The second floor offers two additional offices and a restroom, providing a private and quiet environment for executive use, consultations, or specialized workspaces. The third floor presents an expansive storage area with the potential to accommodate file storage, inventory, or future build-out depending on business needs. The exterior of the property further enhances its appeal with a large paved parking lot that accommodates both staff and clients with ease. A covered front entry creates a professional and welcoming first impression, while mature oak trees provide shade and contribute to the classic Florida charm. The property also benefits from strong street frontage, offering excellent signage opportunities to maximize business exposure. The property is located within one mile of Orlando Health St. Cloud Hospital, making it an ideal choice for medical office owner-users, healthcare providers, or specialists seeking close proximity to a major hospital system. It is also approximately seven miles from NeoCity, Osceola County’s rapidly developing technology and innovation hub, which continues to drive employment and economic expansion in the area. In addition, the property is located roughly five miles from the highly active Narcoossee Road corridor, known for its significant residential and commercial growth, and approximately thirteen miles from Lake Nona, home to Medical City, the UCF College of Medicine, and numerous major employers in healthcare and technology sectors. This property presents a rare opportunity for an owner-user or investor seeking a unique space with strong positioning in one of Central Florida’s most dynamic growth areas. With its combination of historic character, modern updates, high visibility, and proximity to key healthcare and technology centers, it stands out as a compelling option for businesses looking to establish or expand their presence in the region. The listing Realtor is part owner of the property.

1,619

Building sq ft

$241

Price / sq ft

0.34

Lot acres

1910

Year built

1

Building

SHB

Zoning

Office

Property type

Building size1,619 sq ft
Lot size0.34 acres
Year built1910
Buildings1
ZoningSHB
ConstructionWood Frame
CoolingCentral Air
Annual taxes$3,575

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $97,500
Interest rate6.00%
Loan term

Estimated payment

$2,212/mo

Principal & interest$1,754
Property taxes (actual bill)$298
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Eric to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

42,500vehicles / day · 2025Budinger Ave to Vermont Ave · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

CVS PharmacyBank0.1 mi
The Catfish PlaceRestaurant0.2 mi
SubwayRestaurant0.3 mi
Burger KingRestaurant0.3 mi
Floridian Sunshine InnLodging0.4 mi
DQ Grill & ChillRestaurant0.4 mi
PNC BankBank0.4 mi
Handyman HardwareRetail0.5 mi
Morse MarketGrocery0.5 mi
KFCRestaurant0.5 mi
Fat Boys' Bar-B-QRestaurant0.6 mi
South State BankBank0.6 mi
Q'BellasRetail0.6 mi
BlissologyRetail0.6 mi
McDonald'sRestaurant0.6 mi
Pizza HutRestaurant0.6 mi
Polynesian InnLodging0.6 mi
Reprise BrewingRestaurant0.6 mi
Save-A-LotGrocery0.7 mi
Madilynns CoffeeRestaurant0.7 mi
Beef 'O' Brady'sRestaurant0.7 mi
Buddy's Home FurnishingRetail0.7 mi
Bonnie Lee's Fried ChickenRestaurant0.8 mi
Bonnie Lee's Fried ChickenRestaurant0.8 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

29,247

Population

$58,764

Median income

36

Median age

2.93

Avg household

$271,800

Median home value

$1,400/mo

Median rent

3,039

Households w/ kids

Recent sales

What actually sold near 1320 JERSEY AVENUE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

3002 17TH STREET

$44,616

3002 17TH STREET

1,827 sqft · $24/sqft · Sold Mar 20, 2025

3129 INNOVATION DRIVE

$22,500

3129 INNOVATION DRIVE

1,500 sqft · $15/sqft · Sold Oct 16, 2024

2901 E IRLO BRONSON MEMORIAL HIGHWAY UNIT D

$25,200

2901 E IRLO BRONSON MEMORIAL HIGHWAY UNIT D

1,200 sqft · $21/sqft · Sold Nov 25, 2025

Your team

The pros in your corner

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 1320 JERSEY AVENUE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 1320 JERSEY AVENUE.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Listing courtesy of LPT REALTY, LLC. · Sara Edmundson. MLS #G5110945.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New ST CLOUD listings, in your inbox

A daily digest of every new listing in ST CLOUD — straight from the MLS, hours after it goes live. Unsubscribe anytime.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 5:39 PM UTC. The listing information on this page last changed on July 25, 2026 at 5:39 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 5:39 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 5:39 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.