Eric Chery
$445,900$450,0004 bd3 ba2,143 sqft$208 /sqft$3,519 /mo all-in ↓

36700 OCONEE AVENUE, EUSTIS, FL, 32736

Active167 days on marketListed Feb 4, 2026MLS #G5107467

Priced 5% below the EUSTIS 32736 medianReduced $4KSingle Family ResidenceVILLAGE AT BLACK BEAR UNIT 01 LT 33 PB 51

About this home

36700 OCONEE AVENUE

Links-Front Living: Fully Renovated & Move-In Ready on the 14th Fairway Welcome to the Village at Black Bear, a premier 18-hole golf course community offering the perfect blend of tranquility and convenience. This stunning 4-bedroom, 3-bathroom home has been meticulously renovated from top to bottom, offering a "brand-new" feel with mature, lush landscaping. The Interior: Step inside to an airy, open-concept floor plan featuring high ceilings, luxury vinyl flooring, and a fresh neutral palette. The heart of the home is a chef-inspired kitchen boasting new shaker cabinets, granite countertops, a custom backsplash, and stainless steel appliances. The layout is designed for modern living, featuring a formal dining room with elegant chair rails and crown molding, plus a casual breakfast bar for busy mornings. The Layout: The thoughtful split-bedroom floor plan ensures maximum privacy. The Owner’s Suite is a true retreat, featuring an extra-large bathroom with a soaking tub, a high-gloss easy-clean shower, and dual vanities. Two additional bedrooms share a convenient Jack-and-Jill bath, while the fourth bedroom is tucked away near the third bathroom—perfect for a private guest suite or home office. Key 2023 Upgrades: Structural: New Roof, New HVAC, New Water Heater. Exterior: New Lush Lawn & Irrigation, New Garage Door Opener, Fresh Exterior Paint. Interior: New Kitchen & Bathrooms (Granite Throughout), New LVP Flooring, Faux Wood Blinds, and Fresh Paint. The Lifestyle: Relax on your rear lanai and enjoy serene views of the 14th Fairway. Located just a minute from the clubhouse and restaurant, you are also perfectly positioned for easy commutes to Mount Dora, Eustis, Orlando, and the coast. Just bring your golf clubs and move right in! Furnishings are even available on separate bill of sale.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,143

Sqft

0.32 ac

Lot size

2

Garage

2005

Year built

One

Levels

$208

Per sqft

Golf Course viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl
AppliancesNone
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewGolf Course
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorIrrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard

Community & fees

HOA fee$125/mo
Taxes (2025)$4,942/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Golf Carts OK · Golf · Restaurant

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,519 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,625
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$412
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,607Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,607
Interest rate6.00%
Loan term

Estimated payment

$3,519/mo

Principal & interest$2,625
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$412
HOA / condo fee$125
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Eustis actives

$208 vs $205

Days on market

167 vs 36 typical

Where $208/sqft sits among the 202 Eustis actives

91
54 · this home
26
12
4
15
$143–200$200–256$256–313$313–370$370–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 36700 OCONEE AVENUE

Get to know Eustis. See the full Eustis guide →

EUSTIS 32736 — neighborhood snapshot

Population

11,582

Median age

49.5

Median income

$83,727

Median home value

$352,100

Avg household

2.76

Households w/ children

929

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

98 of 202

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the EUSTIS 32736 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $445,900 $4K
Feb 4, 2026Listed at $450,000 · 167 days on market since
2005Built · VILLAGE AT BLACK BEAR UNIT 01 LT 33 PB 51

Reality check

What actually sold near 36700 OCONEE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

36730 OCONEE AVENUESold · Sep ’25

$295,000

36730 OCONEE AVENUE · same community

4 bd · 3 ba · 2,565 sqft · $115/sqft · 60 DOM

35807 NOVA LANESold · Mar ’26

$500,000

35807 NOVA LANE

4 bd · 2 ba · 2,166 sqft · $231/sqft · 213 DOM

25214 BLACK BEAR LANESold · Feb ’26

$682,500

25214 BLACK BEAR LANE

3 bd · 2.5 ba · 2,068 sqft · $330/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 36700 OCONEE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 36700 OCONEE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

36700 OCONEE AVENUE FAQs

What would the monthly payment be for 36700 OCONEE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,519/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 36700 OCONEE AVENUE?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 36700 OCONEE AVENUE?+

The most recent tax bill on record (2025) was $4,942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 36700 OCONEE AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $445,900, this home is listed about 17% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 36700 OCONEE AVENUE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the EUSTIS 32736 market on paper

$445,900 is 5% below the EUSTIS 32736 median of $467,500, and at $208/sqft it sits under the Eustis average of $236.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

167 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $450,000, now $445,900 — a $4K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Lisa Cea. MLS #G5107467.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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