Eric Chery
$359,900$425,0002 bd2 ba1,371 sqft$263 /sqft$2,570 /mo all-in ↓

11398 CR 682, WEBSTER, FL, 33597

Active188 days on marketListed Jan 16, 2026MLS #G5106705

Reduced $65KSingle Family ResidenceROYAL OAKS RETREATS

About this home

11398 CR 682

NEW PRICE on this tucked-away residence on 2.5+/- wooded acres, offering a rare blend of privacy, character, and creative potential. Surrounded by nature, the 2-bedroom, 2-bath block home is thoughtfully designed to blend seamlessly with its serene setting while providing a compelling foundation for refined customization. A dramatic spiral staircase serves as a sculptural focal point, ascending to a light-filled bonus retreat wrapped in rich cedar wood walls. An adaptable space well-suited for a home office, creative studio, entertaining lounge, or additional bedroom. Throughout the home, cedar wood ceilings add warmth and continuity, complemented by brand-new carpeting, while a striking stone fireplace anchors the main living space. Multiple sliding glass doors extend the interiors outward to patios and nature's tranquil views, creating seamless indoor-outdoor living and entertaining opportunities. The primary suite functions as a private sanctuary, complete with its own bath and direct patio access. The unfinished patio and elevated entertaining area present an exceptional opportunity to further enhance and personalize the outdoor living experience. The grounds reinforce the home’s retreat-like atmosphere, featuring a koi pond with a charming bridge, a fire pit, winding walking trails, including a concrete slab ideal for a future garage or workshop, along with a separate 10x20 storage building. Secluded, distinctive, and rich with potential, this one-of-a-kind property is ideal for those seeking a private woodland escape with the flexibility to craft a truly customized lifestyle. Perfectly balancing privacy with accessibility, it is conveniently located with easy access to I-75, U.S. Hwy 301, and State Road 50, offering a manageable commute to Ocala, Tampa, and Orlando. Just minutes from the Webster Flea Market, Sumter County Fairgrounds, and local shopping and dining. Outdoor recreation abounds with nearby lakes, nature trails, and the Withlacoochee State Forest. Enjoy the best of Florida living with Gulf Coast beaches and natural springs, approximately 45 minutes to one hour away. A rare offering where privacy, natural beauty, and architectural distinction converge is best appreciated through a private showing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,371

Sqft

2.5 ac

Lot size

1990

Year built

Two

Levels

$263

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stone · Wood Siding
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ExteriorFire Pit · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$1,589/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,570 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$132
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,597
Interest rate6.00%
Loan term

Estimated payment

$2,570/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$132
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$253KedgeAI estimate $371,439 · range $264K$641K$666K

vs edgeAI estimate

−3.1%

$/sqft vs Webster actives

$263 vs $234

Days on market

188 vs 51 typical

Where $263/sqft sits among the 47 Webster actives

16
15 · this home
5
5
0
6
$133–203$203–274$274–344$344–414$414–485$485+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Webster

Map of 11398 CR 682

Drive times from this address

Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Webster. See the full Webster guide →

WEBSTER 33597 — neighborhood snapshot

Population

9,424

Median age

42.7

Median income

$61,563

Median home value

$214,500

Avg household

2.64

Households w/ children

919

For the school run

Sumter County School District

ElementaryWebster Elementary School★★★★★
MiddleSouth Sumter Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Webster market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$240K$344K

Webster median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

24 of 47

Webster actives have cut their price

Median sold price, Webster, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 414% above the WEBSTER 33597 median. See the full Webster market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,900 $65K
Jan 16, 2026Listed at $425,000 · 188 days on market since
1990Built · ROYAL OAKS RETREATS

Reality check

What actually sold near 11398 CR 682

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3440 CR 656Sold · May ’26

$230,000

3440 CR 656

3 bd · 2 ba · 1,248 sqft · $184/sqft · 6 DOM

4817 CR 686Sold · Feb ’26

$225,000

4817 CR 686

3 bd · 2 ba · 1,206 sqft · $187/sqft · 10 DOM

11916 SW 36TH TERRACESold · Aug ’25

$193,000

11916 SW 36TH TERRACE

3 bd · 2 ba · 1,196 sqft · $161/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11398 CR 682 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11398 CR 682 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

11398 CR 682 FAQs

What would the monthly payment be for 11398 CR 682?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,570/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11398 CR 682?+

The most recent tax bill on record (2025) was $1,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Webster?+

At $359,900, this home is listed about 12% above the Webster median of $322,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11398 CR 682?+

Webster Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$359,900 runs 414% above the WEBSTER 33597 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

188 days on market against a Webster median of 51 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Webster Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $425,000, now $359,900 — a $65K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 PRIME PROPERTY RESOURCES INC · Laura Smith. MLS #G5106705.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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