17024 COTTONTAIL CIRCLE, PUNTA GORDA, FL, 33955
Active217 days on marketListed Dec 20, 2025MLS #G5105773
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Please come to model home. 17213 River Otter Road Punta Gorda
About this home
17024 COTTONTAIL CIRCLE
Virtually Staged. Located in the gated enclave of Creekside Run at Babcock Ranch, this beautiful two-story home is just minutes from B Street and Midtown. An open-concept layout features 8’ triple sliding glass doors that open to a spacious lanai, perfect for indoor-outdoor living. The stylish kitchen offers gas appliances, soft white cabinetry with under-cabinet lighting, Carrera quartz countertops, and an ice-white backsplash. Upgraded tile flooring enhances the main living areas, while plush carpeted bedrooms add comfort. The primary suite is on the main level, with three generously sized bedrooms upstairs. Enjoy a picturesque, tree-lined neighborhood with six parks and walking trails just across the street. Two gated entrances and one of the lowest HOA fees in Babcock Ranch make this an exceptional place to call home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,002
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,671 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,671/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3%
$/sqft vs Punta Gorda actives
$167 vs $208
Days on market
217 vs 59 typical
Where $167/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$40,216/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,700/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Creekside
Creekside is a short-term-rental community. See the full guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 715% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 17024 COTTONTAIL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$539,990
17225 RIVER OTTER ROAD · same community
3 bd · 3 ba · 1,971 sqft · $274/sqft · 0 DOM
Sold · May ’26$479,990
17011 COTTONTAIL CIRCLE · same community
3 bd · 3 ba · 1,971 sqft · $244/sqft · 80 DOM
Sold · May ’26$420,000
17019 COTTONTAIL CIRCLE · same community
3 bd · 2.5 ba · 2,088 sqft · $201/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17024 COTTONTAIL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17024 COTTONTAIL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
17024 COTTONTAIL CIRCLE FAQs
What would the monthly payment be for 17024 COTTONTAIL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,671/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17024 COTTONTAIL CIRCLE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17024 COTTONTAIL CIRCLE?+
The most recent tax bill on record (2025) was $2,954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 17024 COTTONTAIL CIRCLE be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 17024 COTTONTAIL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $334,156, this home is listed about 3% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 17024 COTTONTAIL CIRCLE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$334,156 runs 715% above the PUNTA GORDA 33955 median — but at 2,002 sqft it's also 16% larger than the typical Punta Gorda listing.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
217 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $392,900, now $334,156 — a $59K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5105773.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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