Lot 98 BEAR DEN DRIVE, EUSTIS, FL, 32736
Active345 days on marketListed Aug 11, 2025MLS #G5100659
About this home
Lot 98 BEAR DEN DRIVE
?????? Build Your Dream Home in Black Bear Reserve – Eustis, FL Discover the perfect blend of nature and luxury living with this beautiful ¾-acre treed lot in the sought-after Black Bear Reserve golf course community. Nestled among mature trees and surrounded by custom-built homes, this spacious property offers the ideal setting for your forever home or a weekend retreat. Community Highlights: • Championship Golf Course designed by P.B. Dye • Tennis courts, playground, and clubhouse • Peaceful, well-maintained neighborhood with low HOA fees • Convenient to Mount Dora, Eustis, Tavares, and Sanford • Easy access to SR 46 & the Wekiva Parkway for a quick commute to Orlando Why You’ll Love This Lot: • Oversized ¾-acre parcel – room for your dream floor plan, pool, and outdoor living • Beautiful mature trees for shade, privacy, and curb appeal • Located on a quiet street with minimal traffic Bring your own builder and create a home that matches your vision in one of Lake County’s most desirable golf course communities.
Facts & features
The home at a glance
0.76 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Eustis
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eustis. See the full Eustis guide →
EUSTIS 32736 — neighborhood snapshot
Population
11,582
Median age
49.5
Median income
$83,727
Median home value
$352,100
Avg household
2.76
Households w/ children
929
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$336K → $355K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% below the EUSTIS 32736 median. See the full Eustis market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 98 BEAR DEN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 98 BEAR DEN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
Lot 98 BEAR DEN DRIVE FAQs
What would the monthly payment be for Lot 98 BEAR DEN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,187/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at Lot 98 BEAR DEN DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on Lot 98 BEAR DEN DRIVE?+
The most recent tax bill on record (2024) was $957. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at Lot 98 BEAR DEN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eustis?+
At $129,900, this home is listed about 66% below the Eustis median of $382,500. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 98 BEAR DEN DRIVE?+
Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the EUSTIS 32736 market on paper
$129,900 is 72% below the EUSTIS 32736 median of $459,999.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
345 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $149,900, now $129,900 — a $20K cut. The full history is in the market section below.
Listing courtesy of DUNN REALTY · Sean Dunn. MLS #G5100659.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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