Eric Chery

9370 ATLAS DRIVE, ST CLOUD, FL, 34773

Active353 days on marketListed Aug 4, 2025MLS #G5100452

Priced 83% below the ST CLOUD 34773 medianCANAVERAL ACRES 2

About this home

9370 ATLAS DRIVE

This lot offers almost a full acre of land in Subdivision Canarval Acres of St Cloud. The community allows farm animals and no HOA so you have the freedom to have your own mini farm if you like. There is plenty of room to roam and smell the fresh air. It is also close to town, shopping, restaurants, ocean etc. It's just off the main road of 192 and easy to get to your own piece of serenity. There is a community park with basketball court, pavilion, playground, and walking path. Buyer and or buyers agent to verify all information.

Facts & features

The home at a glance

0.91 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$158/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$515 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$318
FHA mortgage insurance (est.)$24
Property tax — 2024 actual bill$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,890Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,890
Interest rate6.00%
Loan term

Estimated payment

$515/mo

Principal & interest$318
FHA mortgage insurance (est.)$24
Property taxes (actual bill)$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 9370 ATLAS DRIVE

Drive times from this address

Universal Orlando54 min
Orlando Int’l Airport (MCO)54 min
Walt Disney World55 min
Downtown Orlando55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34773 — neighborhood snapshot

Population

5,495

Median age

38.2

Median income

$64,498

Median home value

$312,500

Avg household

3.06

Households w/ children

629

For the school run

Osceola County School District

HighHarmony High School★★★★★
ElementaryHarmony Community School★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% below the ST CLOUD 34773 median. See the full St Cloud market guide →

Paper trail

This home's history

Aug 4, 2025Listed at $54,000 · 353 days on market since

Reality check

What actually sold near 9370 ATLAS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5005 PIERRE AVENUESold · May ’26

$234,000

5005 PIERRE AVENUE · same community

3 bd · 2 ba · 960 sqft · $244/sqft · 8 DOM

9345 ATLANTA DRIVESold · Jun ’26

$320,000

9345 ATLANTA DRIVE · same community

3 bd · 2 ba · 1,920 sqft · $167/sqft · 43 DOM

5175 TOPEKA AVENUESold · Apr ’26

$275,000

5175 TOPEKA AVENUE · same community

4 bd · 2 ba · 2,280 sqft · $121/sqft · 104 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9370 ATLAS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9370 ATLAS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

9370 ATLAS DRIVE FAQs

What would the monthly payment be for 9370 ATLAS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $515/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9370 ATLAS DRIVE?+

The most recent tax bill on record (2024) was $158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $54,000, this home is listed about 87% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9370 ATLAS DRIVE?+

Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST CLOUD 34773 market on paper

$54,000 is 83% below the ST CLOUD 34773 median of $310,500.

02Time on market is leverage

353 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Tina McDonald. MLS #G5100452.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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9370 ATLAS DRIVE, ST CLOUD, FL — $54,000 | CENTURY 21 Edge