1675 THORNHILL CIRCLE, OVIEDO, FL, 32765
Active361 days on marketListed Aug 1, 2025MLS #G5100207
About this home
1675 THORNHILL CIRCLE
Motivated seller !!! NEW ROOF 2025,NEW PLUMBING 2025 ,NEW Plank FLOORS 2026 ,NEW PAINT inside 2026 ,water heater 2023, A/C 2021. This 4-bedroom, 2.5 -bathroom 2 car garage home is located in the sought after subdivision of Cobblestone . Seminole County School District is one of the best in Florida. Designed with a spacious split floor plan, the home features formal living and dining rooms, vaulted ceilings, and a cozy wood-burning fireplace in the great room. Step outside to a covered lanai—perfect for outdoor entertaining all year round. The spacious primary suite has a large walk-in closet, a bathroom with a tub, and walk-in shower. A separate laundry room offers ample storage and leads into the oversized 2-car garage. Additional highlights include Low HOA, no CDD fees and it is conveniently located near shopping, parks, Restaurants, top-rated schools, UCF, Seminole State College, and major roadways for an easy commute. Don't wait Call for showing now.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,460
Sqft
0.21 ac
Lot size
2
Garage
1989
Year built
Two
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,584 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Oviedo actives
$203 vs $250
Days on market
361 vs 25 typical
Where $203/sqft sits among the 202 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
111 of 202
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1675 THORNHILL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$400,000
3343 FALL HARVEST DRIVE · same community
4 bd · 3 ba · 2,615 sqft · $153/sqft · 7 DOM
Sold · Dec ’25$446,500
3357 FALL HARVEST DRIVE · same community
4 bd · 3 ba · 2,615 sqft · $171/sqft · 0 DOM
Sold · Dec ’25$366,500
3173 FALL HARVEST DRIVE · same community
3 bd · 2.5 ba · 2,615 sqft · $140/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1675 THORNHILL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1675 THORNHILL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1675 THORNHILL CIRCLE FAQs
What would the monthly payment be for 1675 THORNHILL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,584/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1675 THORNHILL CIRCLE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1675 THORNHILL CIRCLE?+
The most recent tax bill on record (2024) was $2,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1675 THORNHILL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $499,000, this home is listed about 5% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1675 THORNHILL CIRCLE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
361 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $545,000, now $499,000 — a $46K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Steve Weinstein. MLS #G5100207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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