10 FENWICK LANE, PALM COAST, FL, 32137
Active3 days on marketListed Jul 21, 2026MLS #FC320080
Come see it
Upcoming open house
Sun, Jul 26
11:00 AM – 1:00 PM
Brittany Walker
About this home
10 FENWICK LANE
Welcome home to 10 Fenwick Lane, a charming starter home or great investment on a quiet, well-kept street in the desirable Palm Harbor area. This is one of the best values in the neighborhood, with a new roof and new A/C already in place! Inside, you’ll love the surprisingly large bedrooms, offering plenty of space for furniture, home office setups, or growing families. Tile flooring throughout, no carpet! Step outside to a large sunroom overlooking the fully fenced backyard—perfect for pets, playsets, gardening, or weekend cookouts. In good shape and easy to maintain, this home is an ideal choice for first-time buyers or anyone looking to put down roots in one of the most highly desired neighborhoods, at an incredible price!!!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,484
Sqft
0.23 ac
Lot size
1
Garage
1980
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,744 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,744/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.9%
$/sqft vs PALM COAST SEC 09
$166 vs $193
Days on market
3 vs 47 typical
Where $166/sqft sits among the 8 homes for sale in PALM COAST SEC 09
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
2 of 8
PALM COAST SEC 09 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 FENWICK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$399,000
23 FALLON LANE · same community
3 bd · 2 ba · 1,490 sqft · $268/sqft · 8 DOM
Sold · Jun ’26$330,000
23 FENIMORE LANE · same community
3 bd · 2 ba · 1,539 sqft · $214/sqft · 36 DOM
Sold · Nov ’25$285,000
17 FAIRCASTLE LANE · same community
3 bd · 2 ba · 1,606 sqft · $177/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 FENWICK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 FENWICK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
10 FENWICK LANE FAQs
What would the monthly payment be for 10 FENWICK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,744/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10 FENWICK LANE?+
The most recent tax bill on record (2025) was $327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $246,000, this home is listed about 38% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 FENWICK LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$246,000 is 35% below the PALM COAST 32137 median of $379,900, and at $166/sqft it sits under the Palm Coast average of $257.
02Fresh on the market
Only 3 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · David S. Petkovsek. MLS #FC320080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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